3324 Cat Brier Trl, Harmony (Saint Cloud), FL 34773 Property Records

Osceola County property record for 3324 Cat Brier Trl, Harmony, FL 34773

Property Summary

Property TypeSingle Family Home
Details7 bd · 6 ba · 3,779 sqft · built 2005
Lot Size0.176 acres (7,667 sqft)
Owner2 Individual Names on Record
Last Sale$498,500 (Jun 2020)
Tax Bill$8,235 (2025)
Deeds & MortgagesFeb 2022 Mortgage
Mar 2022 Second Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN30263226120001C008

Property Details

APN / Parcel Number

Primary APN30263226120001C008
Alternative APN
  • 114219

Interior

Bedrooms7 Beds
Full Baths6 Baths
Half Baths2 Half Baths
Stories3 Stories
Building Area3,779 sqft Heated Area
Gross Area5,041 sqft
1st Floor Area1,969 sqft
Upper Floors Area1,810 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2005
Exterior MaterialStucco
Construction TypeFrame
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,667 sqft (0.176 acres)
Garage TypeDetached - Finished
Garage Area560 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area364 sqft
PorchPorch
Porch Area702 sqft
Deck Area560 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number114219
Street Address3324 CAT BRIER TRL
CityHARMONY
StateFL
Zip34773-6029
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionBIRCHWOOD NEIGHBORHOODS B & C PB 14 PGS 67-73 LOT 8C
Legal Range32E
Legal Township26S
Legal Section30
Legal SubdivisionHARMONY BIRCHWOOD NBC B C C2 D1
Legal Tract2612
Legal Block1
Legal Lot Number8C
JurisdictionOSCEOLA FL
Township / Civil DivisionSOUTH AND EAST OSCEOLA
Census Block Group2
Census Block2088
Census Tract43801

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3324 CAT BRIER TRL, HARMONY, FL 34773-6029
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 11, 2022Deed of Trust, Mortgage · Conventional Mortgage
US MORTGAGELINE
Mar 31, 2022Deed of Trust, Mortgage · Stand-Alone Second Mortgage
SPRING EQ LLC
Jun 19, 2020Warranty Deed, Transfer · Conventional with PMI
CALIBER HM LOANS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 19, 2020 · Amount on Record
Deed SaleJun 19, 2020 · Amount on Record
Prior SaleJul 26, 2004 · Amount on Record
Deed Document Number2020078804
Deed Book / Page5740 / 808
Record UpdatedJun 8, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3324 CAT BRIER TRL, HARMONY, FL 34773-6029
Transaction TypeMortgage
Record UpdatedAug 1, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address3324 CAT BRIER TRL, HARMONY, FL 34773-6029

Mortgage

Document Number0061490070
DateFeb 11, 2022
Book Page6149/70
Instrument2022023527
Lender
NameUS MORTGAGELINE
TypeMortgage Company
AddressBALA CYNWYD, PA 19004
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2052

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3324 CAT BRIER TRL, HARMONY, FL 34773-6029
Transaction TypeMortgage
Record UpdatedAug 1, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address3324 CAT BRIER TRL, HARMONY, FL 34773-6029

Mortgage

Document Number0061840788
DateMar 31, 2022
Book Page6184/788
Instrument2022051672
Lender
NameSPRING EQ LLC
TypeMortgage Company
AddressPHILADELPHIA, PA 19104
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term241 Months
DueApr 1, 2042

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJun 19, 2020
Property Address3324 CAT BRIER TRL, HARMONY, FL 34773-6029
Document Number0057400808
Book / Page005740 / 000808
Instrument DateJun 16, 2020
Instrument78804
Transaction TypeTransfer
Record UpdatedJul 31, 2020
Title CompanyNONA TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,490.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3324 CAT BRIER TRL HARMONY FL 347736029, HARMONY, FL 34773-6029

Mortgage

Document Number57400811
DateJun 19, 2020
Book Page005740/000811
Instrument78805
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJun 18, 2050

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,235.00 (+7.41%) Homeowner's exemption$450,428 (+7.05%)$610,600 (+4.54%) Land $80,000 Building $530,600
2023$7,667.00 (+6.1%) Homeowner's exemption$420,752 (+3%)$584,100 (+9.77%) Land $70,000 Building $514,100
2022$7,226.00 Homeowner's exemption$408,498$532,100 Land $65,000 Building $467,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 64 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies64 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 58% of the US · lower than 69% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOHO WATER AUTHORITY EASTERN
private · serves 110,102 people · EPA ID FL3490751
Water SourceGroundwater
Last State InspectionJun 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL · Fiber in parts of the area
140 / 20
T-Mobile
Fixed Wireless
100 / 20

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