3316 Cat Brier Trl, Harmony (Saint Cloud), FL 34773 Property Records

Osceola County property record for 3316 Cat Brier Trl, Harmony, FL 34773

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 4,330 sqft · built 2006
Lot Size	0.235 acres (10,237 sqft)
Owner	Individual Name on Record
Last Sale	$488,000 (Oct 2019)
Tax Bill	$11,094 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Oct 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`30263226120001C012`

Property Details

APN / Parcel Number

Primary APN	`30263226120001C012`
Alternative APN	`114223`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,330 sqft Heated Area
Gross Area	6,187 sqft
1st Floor Area	2,698 sqft
Upper Floors Area	1,632 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Exterior Material	Fiber Cement Siding
Construction Type	Frame
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,237 sqft (0.235 acres)
Garage Type	Detached - Finished
Garage Area	744 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	1,113 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	114223
Street Address	3316 CAT BRIER TRL
City	HARMONY
State	FL
Zip	34773-6028
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	BIRCHWOOD NEIGHBORHOODS B & C PB 14 PGS 67-73 LOT 12C
Legal Range	32E
Legal Township	26S
Legal Section	30
Legal Subdivision	HARMONY BIRCHWOOD NBC B C C2 D1
Legal Tract	2612
Legal Block	1
Legal Lot Number	12C
Jurisdiction	OSCEOLA FL
Township / Civil Division	SOUTH AND EAST OSCEOLA
Census Block Group	2
Census Block	2105
Census Tract	43801

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3316 CAT BRIER TRL, HARMONY, FL 34773-6028
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage NORTHPOINT MORTGAGE INC
Oct 30, 2019	Warranty Deed, Transfer · Conventional Mortgage NORTHPOINT MORTGAGE INC
Jan 4, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2019 · Amount on Record
Deed Sale	Oct 30, 2019 · Amount on Record
Prior Sale	Jul 30, 2015 · Amount on Record
Deed Document Number	2019140474
Deed Book / Page	5614 / 1112
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3316 CAT BRIER TRL, HARMONY, FL 34773-6028
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3316 CAT BRIER TRL, HARMONY, FL 34773-6028

Mortgage

Document Number	0060230246
Date	Aug 16, 2021
Book Page	6023/246
Instrument	2021126411

Lender

Name	NORTHPOINT MORTGAGE INC
Type	Mortgage Company
Address	FISKDALE, MA 01518

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Oct 30, 2019
Property Address	3316 CAT BRIER TRL, HARMONY, FL 34773-6028
Document Number	0056141112
Book / Page	5614 / 1112
Map Reference	MB 14 PG 97-73
Instrument Date	Oct 21, 2019
Instrument	2019140474
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	NONA TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,416.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	108 PETERSON LN, 108, PALM HARBOR, FL 34683-1822

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3316 CAT BRIER TRL, HARMONY, FL 34773-6028

Mortgage

Document Number	0056141114
Date	Oct 30, 2019
Instrument	5614/1114

Lender

Name	NORTHPOINT MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3316 CAT BRIER TRL, HARMONY, FL 34773-6028
Document Number	0050860743
Instrument Date	Jan 4, 2017
Transaction Type	Mortgage
Record Updated	Aug 15, 2018
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3316 CAT BRIER TRL HARMONY FL 347736028, HARMONY, FL 34773-6028

Mortgage

Document Number	0050860743
Date	Jan 13, 2017
Book Page	005086/000743
Instrument	8553

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 12, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,094.00 (+5.35%) Homeowner's exemption	$489,998 (+5.99%)	$684,800 (+3.52%) Land $80,000 Building $604,800
2023	$10,531.00 (+5.11%) Homeowner's exemption	$462,320 (+3%)	$661,500 (+10.31%) Land $70,000 Building $591,500
2022	$10,019.00 Homeowner's exemption	$448,855	$599,700 Land $65,000 Building $534,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 64 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	64 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 48% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY EASTERN private · serves 110,102 people · EPA ID FL3490751
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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