3314 Cat Brier Trl, Harmony (Saint Cloud), FL 34773 Property Records

Osceola County property record for 3314 Cat Brier Trl, Harmony, FL 34773

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,742 sqft · built 2005
Lot Size	0.18 acres (7,840 sqft)
Owner	2 Individual Names on File
Last Sale	$460,000 (Mar 2022)
Tax Bill	$6,976 (2025)
Deeds & Mortgages	Oct 2017 Mortgage Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`30-26-32-2612-0001-C013`

Property Details

APN / Parcel Number

Primary APN	`30-26-32-2612-0001-C013`
Alternative APNs	`26323026120001C013` `114224`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,742 sqft Living Area
Gross Area	3,606 sqft
1st Floor Area	1,473 sqft
Upper Floors Area	1,269 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Conventional
Exterior Material	Concrete Block
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,840 sqft (0.18 acres)
Garage Type	Detached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	325 sqft
Porch	Finished/Open Porch
Porch Area	444 sqft
Patio Area	940 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	3314 CAT BRIER TRL
City	HARMONY
State	FL
Zip	34773-6028
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	BIRCHWOOD NEIGHBORHOODS B & C PB 14 PGS 67-73 LOT 13C
Legal Range	32E
Legal Township	26S
Legal Section	30
Legal Subdivision	BIRCHWOOD NBHDS B AND C
Legal Tract	2612
Legal Block	C013
Legal Lot Number	13C
Jurisdiction	OSCEOLA FL
Township / Civil Division	SOUTH AND EAST OSCEOLA
Census Block Group	2
Census Block	2105
Census Tract	43801

Owner

3314 Cat Brier Trl is owned and occupied by two individuals who bought it in March 2022.

Source: Osceola County records, as of November 26, 2025

Owner of Record	2 Individual Names on File
Mailing Address	3314 CAT BRIER TRL, HARMONY, FL 34773-6028
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2017	Deed of Trust, Mortgage · Conventional Mortgage RP FUNDING INC
Mar 1, 2022	Warranty Deed, Transfer · Conventional Mortgage CITIZENS BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 1, 2022 · Amount on File
Deed Sale	Mar 1, 2022 · Amount on File
Prior Sale	Aug 4, 2010 · Amount on File
Deed Document Number	202232764
Deed Book / Page	6160 / 2165
Prior Transfer Date	Feb 10, 2009
Prior Transfer Doc	0038090592
Record Updated	Jun 8, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3314 CAT BRIER TRL, HARMONY, FL 34773-6028
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0052320062
Date	Oct 30, 2017
Book Page	5232/0062
Instrument	2017155447

Lender

Name	RP FUNDING INC
Type	Mortgage Company
Address	MAITLAND, FL 32751

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2047

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Mar 1, 2022
Property Address	3314 CAT BRIER TRL, HARMONY, FL 34773-6028
Document Number	0061602165
Book / Page	6160 / 2165
Map Reference	MB 14 PG 67
Instrument Date	Feb 28, 2022
Instrument	2022032764
Transaction Type	Transfer
Record Updated	Mar 11, 2022
Title Company	NONA TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,220.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7003 FIVE OAKS DR, 7003, HARMONY, FL 34773-6004

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	760 CHAMBERLIN TRL, SAINT CLOUD, FL 34772-7397

Mortgage

Document Number	0061602167
Date	Mar 1, 2022
Instrument	6160/2167

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 3314 Cat Brier Trl was $6,976 with a homeowner's exemption, up 3.5% from the year before.

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,976.00 (+3.55%) Homeowner's exemption	$249,085	$410,900 Land $80,000 Building $330,900
2024	$6,737.00 (+8.36%)
2023	$6,217.00 (-19.67%) Homeowner's exemption	$207,306 (-37.6%)	$367,700 (+10.69%) Land $70,000 Building $297,700
2022	$7,739.00	$332,200 Land $65,000 Building $267,200	$332,200 Land $65,000 Building $267,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3314 Cat Brier Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 64 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	64 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3314 Cat Brier Trl is moderate, ranking above 68% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 48% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY EASTERN private · serves 110,102 people · EPA ID FL3490751
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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