3321 Primrose Willow Dr, Saint Cloud, FL 34773 Property Records

Osceola County property record for 3321 Primrose Willow Dr, Saint Cloud, FL 34773

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,552 sqft · built 2004
Lot Size	0.137 acres (5,968 sqft)
Owner	Individual Name on Record
Last Sale	$285,000 (Jul 2020)
Tax Bill	$6,694 (2025)
Deeds & Mortgages	Mortgage Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`30263226120001C031`

Property Details

APN / Parcel Number

Primary APN	`30263226120001C031`
Alternative APN	`114242`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,552 sqft Heated Area
Gross Area	3,756 sqft
1st Floor Area	1,850 sqft
Upper Floors Area	702 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,968 sqft (0.137 acres)
Garage Type	Finished
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	720 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	114242
Street Address	3321 PRIMROSE WILLOW DR
City	SAINT CLOUD
State	FL
Zip	34773-6017
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	BIRCHWOOD NEIGHBORHOODS B & C PB 14 PGS 67-73 LOT 31C
Legal Range	32E
Legal Township	26S
Legal Section	30
Legal Subdivision	HARMONY BIRCHWOOD NBC B C C2 D1
Legal Tract	2612
Legal Block	1
Legal Lot Number	31C
Jurisdiction	OSCEOLA FL
Township / Civil Division	SOUTH AND EAST OSCEOLA
Census Block Group	2
Census Block	2088
Census Tract	43801

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3321 PRIMROSE WILLOW DR, SAINT CLOUD, FL 34773-6017
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
	Deed of Trust, Mortgage
Jul 31, 2020	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTY MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2020 · Amount on Record
Deed Sale	Jul 31, 2020 · Amount on Record
Prior Sale	Jan 5, 2009 · Amount on Record
Deed Document Number	2020100329
Deed Book / Page	5766 / 100
Record Updated	Jun 8, 2026

: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3321 PRIMROSE WILLOW DR, SAINT CLOUD, FL 34773-6017
Transaction Type	Mortgage
Record Updated	Dec 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3321 PRIMROSE WILLOW DR, SAINT CLOUD, FL 34773-6017

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jul 31, 2020
Property Address	3321 PRIMROSE WILLOW DR, HARMONY, FL 34773-6017
Document Number	0057660100
Book / Page	5766 / 100
Map Reference	MB 14 PG 67-73
Instrument Date	Jul 28, 2020
Instrument	2020100329
Transaction Type	Transfer
Record Updated	Jun 24, 2022
Title Company	LAND TITLE PROFESSIONALS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,995.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8342 W LAKE MARION RD, 8342, HAINES CITY, FL 33844-8731

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3321 PRIMROSE WILLOW DR, HARMONY, FL 34773-6017

Mortgage

Document Number	0005766102
Date	Jul 31, 2020
Instrument	5766/102

Lender

Name	CROSSCOUNTY MORTGAGE LLC
Type	Non-Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,694.00 (+5.82%) Homeowner's exemption	$277,504 (+5.99%)	$370,000 (+1.68%) Land $65,000 Building $305,000
2023	$6,326.00 (+5.56%) Homeowner's exemption	$261,830 (+3%)	$363,900 (+10.24%) Land $65,000 Building $298,900
2022	$5,993.00 Homeowner's exemption	$254,204	$330,100 Land $60,000 Building $270,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 64 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	64 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 42% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY EASTERN private · serves 110,102 people · EPA ID FL3490751
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

Nearby Properties on Primrose Willow Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures