3325 Primrose Willow Dr, Saint Cloud, FL 34773 Property Records

Osceola County property record for 3325 Primrose Willow Dr, Saint Cloud, FL 34773

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,382 sqft · built 2004
Lot Size0.114 acres (4,966 sqft)
OwnerIndividual Name on Record
Last Sale$399,400 (Jan 2026)
Tax Bill$6,434 (2025)
Deeds & MortgagesJan 2026 Sale & Mortgage
Oct 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN30263226120001C033

Property Details

APN / Parcel Number

Primary APN30263226120001C033
Alternative APN
  • 114244

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,382 sqft Heated Area
Gross Area3,378 sqft
1st Floor Area1,260 sqft
Upper Floors Area1,122 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2004
Exterior MaterialStucco
Construction TypeFrame
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area4,966 sqft (0.114 acres)
Garage TypeDetached - Finished
Garage Area484 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area512 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number114244
Street Address3325 PRIMROSE WILLOW DR
CitySAINT CLOUD
StateFL
Zip34773-6017
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionBIRCHWOOD NEIGHBORHOODS B & C PB 14 PGS 67-73 LOT 33C
Legal Range32E
Legal Township26S
Legal Section30
Legal SubdivisionHARMONY BIRCHWOOD NBC B C C2 D1
Legal Tract2612
Legal Block1
Legal Lot Number33C
JurisdictionOSCEOLA FL
Township / Civil DivisionSOUTH AND EAST OSCEOLA
Census Block Group2
Census Block2088
Census Tract43801

Owner

Source: Osceola County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address3325 PRIMROSE WILLOW DR, SAINT CLOUD, FL 34773-6017
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 28, 2026Warranty Deed, Transfer · Conventional Mortgage
UNIVERSITY BANK
Oct 26, 2017Deed of Trust, Mortgage · Conventional Mortgage
RP FUNDING INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 28, 2026 · Amount on Record
Deed SaleJan 28, 2026 · Amount on Record
Prior SaleMay 15, 2007 · Amount on Record
Deed Document Number2026012158
Deed Book / Page6914 / 382
Record UpdatedJun 8, 2026

January 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJan 28, 2026
Property Address3325 PRIMROSE WILLOW DR, SAINT CLOUD, FL 34773-6017
Document Number0069140382
Book / Page6914 / 382
Map ReferenceMB 14 PG 67
Instrument DateJan 27, 2026
Instrument2026012158
Transaction TypeTransfer
Record UpdatedFeb 10, 2026
Title CompanyRED DOOR TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,795.80
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7003 FIVE OAKS DR, HARMONY, FL 34773-6004

Transferred To (Grantee/Buyer)

NameVerified Name
Address3325 PRIMROSE WILLOW DR, SAINT CLOUD, FL 34773-6017

Mortgage

Document Number0006914384
DateJan 28, 2026
Instrument6914/384
Lender
NameUNIVERSITY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2056

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3325 PRIMROSE WILLOW DR, HARMONY, FL 34773-6017
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0052302209
DateOct 26, 2017
Book Page5230/2209
Instrument2017154300
Lender
NameRP FUNDING INC
TypeMortgage Company
AddressMAITLAND, FL 32751
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2047

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,434.00 (+10.97%)$330,500 (+1.63%) Land $65,000 Building $265,500$330,500 (+1.63%) Land $65,000 Building $265,500
2023$5,798.00 (+10.73%)$325,200 (+10.16%) Land $65,000 Building $260,200$325,200 (+10.16%) Land $65,000 Building $260,200
2022$5,236.00$295,200 Land $60,000 Building $235,200$295,200 Land $60,000 Building $235,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 64 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies64 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 58% of the US · lower than 69% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOHO WATER AUTHORITY EASTERN
private · serves 110,102 people · EPA ID FL3490751
Water SourceGroundwater
Last State InspectionJun 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL · Fiber in parts of the area
140 / 20
T-Mobile
Fixed Wireless
100 / 20

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