3309 Primrose Willow Dr, Saint Cloud, FL 34773 Property Records

Osceola County property record for 3309 Primrose Willow Dr, Saint Cloud, FL 34773

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,048 sqft · built 2004
Lot Size	0.148 acres (6,446 sqft)
Owner	Individual Name on File
Last Sale	$160,000 (Mar 2013)
Tax Bill	$5,604 (2025)
Deeds & Mortgages	Jul 2025 Mortgage Apr 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`30-26-32-2612-0001-C026`

Property Details

APN / Parcel Number

Primary APN	`30-26-32-2612-0001-C026`
Alternative APNs	`26323026120001C026` `114237`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,048 sqft Living Area
Gross Area	2,965 sqft
1st Floor Area	2,048 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,446 sqft (0.148 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	433 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	3309 PRIMROSE WILLOW DR
City	SAINT CLOUD
State	FL
Zip	34773-6015
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	BIRCHWOOD NEIGHBORHOODS B & C PB 14 PGS 67-73 LOT 26C
Legal Range	32E
Legal Township	26S
Legal Section	30
Legal Subdivision	BIRCHWOOD NBHDS B AND C
Legal Tract	2612
Legal Block	C026
Legal Lot Number	26C
Jurisdiction	OSCEOLA FL
Township / Civil Division	SOUTH AND EAST OSCEOLA
Census Block Group	2
Census Block	2105
Census Tract	43801

Owner

Source: Osceola County assessment roll, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3309 PRIMROSE WILLOW DR, SAINT CLOUD, FL 34773-6015
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2025	Intrafamily Transfer, Transfer · Conventional Mortgage NORTHPOINT MORTGAGE INC
Apr 15, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 22, 2013 · Amount on Record
Deed Sale	Mar 22, 2013 · Amount on Record
Prior Sale	Dec 6, 2012 · Amount on Record
Deed Document Number	201347150
Deed Book / Page	4415 / 2468
Last Transfer Date	Jul 9, 2025
Transfer Doc	0068172698
Record Updated	Jun 8, 2026

July 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OSCEOLA FL
Recording Date	Jul 14, 2025
Property Address	3309 PRIMROSE WILLOW DR, SAINT CLOUD, FL 34773-6015
Document Number	0068172698
Book / Page	6817 / 2698
Map Reference	MB 14 PG 67-73
Instrument Date	Jul 9, 2025
Instrument	2025086914
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3309 PRIMROSE WILLOW DR, SAINT CLOUD, FL 34773-6015

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3309 PRIMROSE WILLOW DR, SAINT CLOUD, FL 34773-6015

Mortgage

Document Number	0068192451
Date	Jul 14, 2025
Instrument	6819/2451

Lender

Name	NORTHPOINT MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2040

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OSCEOLA FL
Recording Date	Apr 15, 2020
Property Address	3309 PRIMROSE WILLOW DR, HARMONY, FL 34773-6015
Document Number	0057080918
Book / Page	005708 / 000918
Instrument Date	Apr 9, 2020
Instrument	51069
Transaction Type	Transfer
Record Updated	Jun 22, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	3309 PRIMROSE WILLOW DR ST CLOUD FL 347736015, ST CLOUD, FL 34773-6015

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,604.00 (+4.03%)	$198,826 (+6.41%)	$332,400 (+1.9%) Land $65,000 Building $267,400
2024	$5,387.00 (+2.05%)
2023	$5,279.00 (+6.11%) Homeowner's exemption	$186,843 (+3%)	$326,200 (+10.17%) Land $65,000 Building $261,200
2022	$4,975.00 Homeowner's exemption	$181,401	$296,100 Land $60,000 Building $236,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 64 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	64 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 48% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY EASTERN private · serves 110,102 people · EPA ID FL3490751
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Lumen Technologies.

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