Osceola County property record for 3331 Primrose Willow Dr, Saint Cloud, FL 34773
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,740 sqft · built 2004 |
| Lot Size | 0.094 acres (4,138 sqft) |
| Owner | Individual Name on File |
| Last Sale | $167,000 (Apr 2015) |
| Tax Bill | $3,835 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage Jun 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 30263226120001C036 |
| Primary APN | 30263226120001C036 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,740 sqft Heated Area |
| Gross Area | 2,364 sqft |
| 1st Floor Area | 852 sqft |
| Upper Floors Area | 888 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Frame |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 4,138 sqft (0.094 acres) |
| Garage Type | Detached - Finished |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 140 sqft |
| Fence | Fence |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 114247 |
|---|---|
| Street Address | 3331 PRIMROSE WILLOW DR |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34773-6017 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | BIRCHWOOD NEIGHBORHOODS B & C PB 14 PGS 67-73 LOT 36C |
| Legal Range | 32E |
| Legal Township | 26S |
| Legal Section | 30 |
| Legal Subdivision | HARMONY BIRCHWOOD NBC B C C2 D1 |
| Legal Tract | 2612 |
| Legal Block | 1 |
| Legal Lot Number | 36C |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | SOUTH AND EAST OSCEOLA |
| Census Block Group | 2 |
| Census Block | 2088 |
| Census Tract | 43801 |
Source: Osceola County records · APN 30263226120001C036
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3331 PRIMROSE WILLOW DR, SAINT CLOUD, FL 34773-6017 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 15, 2020 | Deed of Trust, Mortgage · FHA Mortgage OCEANSIDE MORTGAGE CO |
| Jun 29, 2018 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 21, 2015 · Amount on Record |
| Deed Sale | Apr 21, 2015 · Amount on Record |
| Prior Sale | Jan 21, 2011 · Amount on Record |
| Deed Document Number | 2015056429 |
| Deed Book / Page | 4766 / 2894 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3331 PRIMROSE WILLOW DR, HARMONY, FL 34773-6017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0057550605 |
|---|---|
| Date | Jul 15, 2020 |
| Book Page | 5755/605 |
| Instrument | 2020092409 |
| Name | OCEANSIDE MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | TOMS RIVER, NJ 08753 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3331 PRIMROSE WILLOW DR, HARMONY, FL 34773-6017 |
| Document Number | 0053752706 |
| Instrument Date | Jun 29, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 3331 PRIMROSE WILLOW DR ST CLOUD FL 347736017, ST CLOUD, FL 34773-6017 |
| Document Number | 0053752706 |
|---|---|
| Date | Jul 31, 2018 |
| Book Page | 005375/002706 |
| Instrument | 116034 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 336 Months |
| Due | Jul 30, 2046 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,835.00 (+6.68%) Homeowner's exemption | $134,949 (+5.99%) | $271,300 (+1.53%) Land $65,000 Building $206,300 |
| 2023 | $3,595.00 (+6.52%) Homeowner's exemption | $127,327 (+3%) | $267,200 (+9.96%) Land $65,000 Building $202,200 |
| 2022 | $3,375.00 Homeowner's exemption | $123,619 | $243,000 Land $60,000 Building $183,000 |
Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 64 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 64 in force |
| Wildfire Risk | Moderate above 58% of the US · lower than 69% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Lumen Technologies DSL · Fiber in parts of the area | 140 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 197 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOHO WATER AUTHORITY EASTERN private · serves 110,102 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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