327 Millstream Ln, Oswego, IL 60543 Property Records

Kendall County property record for 327 Millstream Ln, Oswego, IL 60543 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,801 sqft · built 2000
Lot Size	0.304 acres (13,243 sqft)
Owner	Individual Name on File
Last Sale	$370,000 (Oct 2022)
Tax Bill	$9,878 (2024)
Deeds & Mortgages	Oct 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-18-222-005`

Property Details

APN / Parcel Number

Primary APN	`03-18-222-005`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,801 sqft Living Area
Gross Area	4,776 sqft
1st Floor Area	2,801 sqft
Basement Area	1,555 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Roof Material	Asphalt
Lot Area	13,243 sqft (0.304 acres)
Lot Dimensions	125 ft deep x 105 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Water Source	Commercial

Location & Zoning

Street Address	327 MILLSTREAM LN
City	OSWEGO
State	IL
Zip	60543-8279
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 63 RIVER RUN SUB UNIT 1 VILLAGE OF OSWEGO
Legal Subdivision	RIVER RUN SUB
Legal Lot Number	63
Jurisdiction	KENDALL IL
Township / Civil Division	OSWEGO
Census Block Group	2
Census Block	2008
Census Tract	890301

Owner

Source: Kendall County records · APN 03-18-222-005

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	327 MILLSTREAM LN, OSWEGO, IL 60543-8279
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 26, 2022 · Amount on Record
Deed Sale	Oct 26, 2022 · Amount on Record
Prior Sale	Feb 27, 2008 · Amount on Record
Deed Document Number	202217445
Prior Transfer Date	May 24, 2007
Prior Transfer Doc	0000019120
Record Updated	Sep 20, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENDALL IL
Recording Date	Oct 26, 2022
Property Address	327 MILLSTREAM LN, OSWEGO, IL 60543-8279
Document Number	0000017445
Map Reference	DOC 542
Instrument Date	Oct 07, 2022
Instrument	202200017445
Transaction Type	Transfer
Record Updated	Nov 04, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$370.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	315 STONE CREEK DR, 315, COOKEVILLE, TN 38501-4254

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	327 MILLSTREAM LN, OSWEGO, IL 60543-8279

Mortgage

Document Number	0000017446
Date	Oct 26, 2022
Instrument	202200017446

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2052

Interest

Rate Type	Fixed Rate
Rate	5.87%

Tax Assessment & Valuation

Source: Kendall County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kendall County
County Subdivision	Oswego Township
Municipality	Oswego Village
Unified School District	Oswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$141,627 (+39.15%) Land $30,391 Building $111,236	$424,881 (+39.15%) Land $91,173 Building $333,708
2024	$9,878.00
2022		$101,780 Land $21,840 Building $79,940	$305,340 Land $65,520 Building $239,820

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kendall County (17093C), updated September 18, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.