332 Ferris Rd, Schenectady, NY 12304 Property Records

Schenectady County and Niskayuna Town property record for 332 Ferris Rd, Schenectady, NY 12304

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,010 sqft · built 1957
Lot Size0.36 acres (15,682 sqft)
OwnerIndividual Name on Record
Last Sale$350,000 (Jan 2025)
Tax Bill$5,725 (2026)
Deeds & MortgagesApr 2023 Mortgage
Jan 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN422400 60.20-1-26.1

Property Details

APN / Parcel Number

Primary APN422400 60.20-1-26.1
Alternative APN
  • 240006002000010260010000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,010 sqft Living Area
1st Floor Area1,010 sqft

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1957
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area15,682 sqft (0.36 acres)
Lot Dimensions164 ft deep x 111 ft wide
Garage TypeAttached
Garage Area468 sqft
Parking Spaces2 Parking Spaces
Shed1 Shed
Shed Area90 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address332 FERRIS RD
CitySCHENECTADY
StateNY
Zip12304-2460
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal Block1
Legal Lot Number26.001
JurisdictionSCHENECTADY NY
Township / Civil DivisionNISKAYUNA
Census Block Group3
Census Block3013
Census Tract31902

Owner

Source: Schenectady County and Niskayuna Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address10 DENISE DR, D, LATHAM, NY 12110-5012
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 10, 2023Deed of Trust, Mortgage · Conventional Mortgage
SAWYER SAVINGS BANK
Jan 23, 2025Warranty Deed, Transfer · Commercial Mortgage
TRUSTCO BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 23, 2025 · Amount on Record
Deed SaleJan 23, 2025 · Amount on Record
Deed Document Number20251780
Prior Transfer DateJul 18, 2022
Prior Transfer Doc0000048755
Record UpdatedOct 29, 2026

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address332 FERRIS RD, SCHENECTADY, NY 12304-2460
Transaction TypeMortgage
Record UpdatedNov 27, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address332 FERRIS RD, SCHENECTADY, NY 12304-2460
InvestorPossibly a Property Investor

Mortgage

Document Number0000020124
DateApr 10, 2023
Book Page5299/1
Instrument202320124
Lender
NameSAWYER SAVINGS BANK
TypeBank
AddressSAUGERTIES, NY 12477
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2053

January 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateJan 23, 2025
Property Address332 FERRIS RD, SCHENECTADY, NY 12304-2460
Document Number0000001780
Instrument DateDec 2, 2024
Instrument202501780
Transaction TypeTransfer
Record UpdatedNov 27, 2025
Title CompanyMPR TITLE AGENCY, SMPR TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,400.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address332 FERRIS RD, SCHENECTADY, NY 12304-2460

Transferred To (Grantee/Buyer)

NameVerified Name
Address10 DENISE DR # D, D, LATHAM, NY 12110-5012

Mortgage

Document Number0000001781
DateJan 23, 2025
Instrument202501781
Lender
NameTRUSTCO BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Schenectady County and Niskayuna Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionNiskayuna Town
Unified School DistrictSouth Colonie Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,725.00 (+2.65%)
2025$5,577.00$156,000 (-) Land $41,000 Building $115,000$231,100 (+11.11%) Land $60,738 Building $170,362
2024$156,000 (-) Land $41,000 Building $115,000$208,000 (+5.32%) Land $54,667 Building $153,333
2023$156,000 Land $41,000 Building $115,000$197,500 Land $51,907 Building $145,593

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 91% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNISKAYUNA CONSOLIDATED WD #11
public/private · serves 22,287 people · EPA ID NY4600073
Water SourceGroundwater
Last State InspectionMar 2024
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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