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320 Ferris Rd, Schenectady, NY 12304 Property Records

Schenectady County and Niskayuna Town property record for 320 Ferris Rd, Schenectady, NY 12304 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 2019
Square Footage2,133 sqft Living Area
Lot Size17,860 sqft (0.41 acres)
OccupancyOwner Occupied
Last Sale$433,000 (2022)
Tax Bill$11,680.00 (2025)

Property Details

APN / Parcel Number

Primary APN422400 60.20-1-27.2
Alternative APN
  • 240006002000010270020000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Total Rooms6 Rooms
Building Area2,133 sqft Living Area
1st Floor1,030 sqft 1st Floor
2nd Floor1,103 sqft 2nd Floor
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Architectural StyleColonial Style
Exterior MaterialAluminum/Vinyl Exterior
Lot Area17,860 sqft (0.41 acres)
Depth X Width223 ft x 80 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area546 sqft Garage
Porch Area55 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
Heating FuelGas Heating Fuel
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address320 FERRIS RD
CitySCHENECTADY
StateNY
Zip12304-2460
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Block1
Legal Lot Number27.002
JurisdictionSCHENECTADY NY
Minor Civil DivisionNISKAYUNA
Census Blockgroup3
Census Block3013
Census Tract31902

Owner

Source: Schenectady County and Niskayuna Town records · APN 422400 60.20-1-27.2

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address320 FERRIS RD, SCHENECTADY, NY 12304-2460
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Nov 29, 2022Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
May 14, 2021Warranty Deed, Subdivision Related Transfer · Federal Housing Administration (FHA) Mortgage
PREMIUM MORTGAGE CORP
Jun 29, 2018Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 29, 2022 · Amount on Record
Deed SaleNov 29, 2022 · Amount on Record
Prior SaleMay 14, 2021 · Amount on Record
Deed Doc Number202262324
Deed Book / Page2097 / 754
Prior Transfer DateMay 06, 1999
Prior Transfer Doc1556000317
Record RefreshedJun 08, 2026

November 2022: Deed, Transfer

Document TypeDeed
JurisdictionSCHENECTADY NY
Recording DateNov 29, 2022
Property Address320 FERRIS RD, SCHENECTADY, NY 12304-2460
Document Number0000062324
Book / Page2097 / 754
Instrument DateNov 16, 2022
Instrument202262324
Transaction TypeTransfer
Record UpdatedDec 09, 2022
Title CompanyNOT AVAILABLE, SPA CITY TITLE AGENCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,732.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address320 FERRIS RD, 320, SCHENECTADY, NY 12304-2460

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address10917 120TH ST, SOUTH OZONE PARK, NY 11420-1334

Mortgage

Document Number0000062325
DateNov 29, 2022
Instrument202262325
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded

May 2021: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateMay 14, 2021
Property Address320 FERRIS RD, SCHENECTADY, NY 12304-2460
Document Number0000022338
Book / Page2058 / 783
Instrument DateMay 06, 2021
Instrument202122338
Transaction TypeSubdivision Related Transfer
Record UpdatedMay 27, 2021
Title CompanyA AND G TITLE AND SETTLEMENT SERVICES, A & G TITLE & SETMNT SVCS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,476.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address80 CPRDELL AVENUE, 80, SCHENECTADY, NY

Transferred To (Grantee/Buyer)

NameVerified Name
Address204 BLESSING RD, SLINGERLANDS, NY 12159-2115

Mortgage

Document Number0000022339
DateMay 14, 2021
Instrument202122339
Lender
NamePREMIUM MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2051

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateJun 29, 2018
Property Address320 FERRIS RD, SCHENECTADY, NY 12304-2460
Document Number0000028883
Book / Page001990 / 000466
Instrument DateJun 26, 2018
Instrument28883
Transaction TypeTransfer
Record UpdatedJul 20, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$230.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address12 ROLLING HILLS RD NISKAYUNA NY 123091926, NISKAYUNA, NY 12309-1926

Tax Assessment & Valuation

Source: Schenectady County and Niskayuna Town records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionNiskayuna Town
Unified School DistrictSouth Colonie Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$11,680.00$337,000 (-4.8%) Land $43,400 Building $293,600$499,300 (+11.43%) Land $64,302 Building $434,998
2023$354,000 Land $43,400 Building $310,600$448,100 Land $54,937 Building $393,163

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 6% of the US · above 9% of New York
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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