Schenectady County and Niskayuna Town property record for 344 Ferris Rd, Schenectady, NY 12304
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,326 sqft · built 1957 |
| Lot Size | 0.38 acres (16,553 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $265,000 (Aug 2022) |
| Tax Bill | $6,838 (2026) |
| Deeds & Mortgages | Aug 2022 Sale & Mortgage May 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 422400 60.20-1-25 |
| Primary APN | 422400 60.20-1-25 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,326 sqft Living Area |
| 1st Floor Area | 884 sqft |
| Upper Floors Area | 442 sqft |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 16,553 sqft (0.38 acres) |
| Lot Dimensions | 150 ft deep x 110 ft wide |
| Garage Type | Attached |
| Garage Area | 383 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 224 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 344 FERRIS RD |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-2460 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Block | 1 |
| Legal Lot Number | 25.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | NISKAYUNA |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 31902 |
Source: Schenectady County and Niskayuna Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 344 FERRIS RD, SCHENECTADY, NY 12304-2460 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 4, 2022 | Warranty Deed, Transfer · FHA Mortgage HOMESTEAD FUNDING CORP |
| May 30, 2019 | Deed of Trust, Mortgage · FHA Mortgage HOMESTEAD FUNDING CORP |
| Sep 12, 2019 | Deed of Trust, Mortgage HOMESTEAD FNDG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 4, 2022 · Amount on Record |
| Deed Sale | Aug 4, 2022 · Amount on Record |
| Prior Sale | Jul 14, 2014 · Amount on Record |
| Deed Document Number | 202241272 |
| Deed Book / Page | 2090 / 203 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Aug 4, 2022 |
| Property Address | 344 FERRIS RD, SCHENECTADY, NY 12304-2460 |
| Document Number | 0000041272 |
| Book / Page | 2090 / 203 |
| Instrument Date | Aug 2, 2022 |
| Instrument | 202241272 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,060.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 17 PRESCOTT ST, ALBANY, NY 12205-4409 |
| Name | Verified Name |
|---|---|
| Address | 344 FERRIS RD, SCHENECTADY, NY 12304-2460 |
| Document Number | 0000041273 |
|---|---|
| Date | Aug 4, 2022 |
| Instrument | 202241273 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 344 FERRIS RD, SCHENECTADY, NY 12304-2460 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | NORTHWEST TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 0000024004 |
|---|---|
| Date | May 30, 2019 |
| Book Page | 4914/226 |
| Instrument | 201924004 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | ALBANY, NY 12205 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 344 FERRIS RD, SCHENECTADY, NY 12304-2460 |
| Document Number | 0000041870 |
| Instrument Date | Sep 12, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 7, 2019 |
| Title Company | AMERICAN LAND TITLE ASSOCIATION, AMERICAN LAND TITLE ASSN |
| Name | Verified Name |
|---|---|
| Address | 344 FERRIS RD SCHENECTADY NY 123042460, SCHENECTADY, NY 12304-2460 |
| Document Number | 0000041870 |
|---|---|
| Date | Sep 19, 2019 |
| Book Page | 004939/000964 |
| Instrument | 41870 |
| Name | HOMESTEAD FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | ALBANY, NY 12205 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Sep 18, 2049 |
Source: Schenectady County and Niskayuna Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Niskayuna Town |
| Unified School District | South Colonie Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,838.00 (+2.73%) | ||
| 2025 | $6,656.00 | $188,000 (+21.29%) Land $41,700 Building $146,300 | $278,500 (+41.95%) Land $61,774 Building $216,726 |
| 2023 | $155,000 Land $41,700 Building $113,300 | $196,200 Land $52,784 Building $143,416 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 91% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NISKAYUNA CONSOLIDATED WD #11 public/private · serves 22,287 people · EPA ID NY4600073 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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