316 Ferris Rd, Schenectady, NY 12304 Property Records

Schenectady County and Niskayuna Town property record for 316 Ferris Rd, Schenectady, NY 12304

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,596 sqft · built 1963
Lot Size0.38 acres (16,553 sqft)
Owner2 Individual Names on Record
Last Sale$174,500 (Sep 2018)
Tax Bill$6,692 (2026)
Deeds & MortgagesSep 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN422400 60.20-1-28

Property Details

APN / Parcel Number

Primary APN422400 60.20-1-28
Alternative APN
  • 240006002000010280000000

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,596 sqft Living Area
1st Floor Area912 sqft
Upper Floors Area684 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1963
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Lot Area16,553 sqft (0.38 acres)
Lot Dimensions185 ft deep x 105 ft wide
Garage TypeAttached
Garage Area600 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypeAbove-Ground Pool
Pool Area346 sqft
PorchSlab
Porch Area582 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address316 FERRIS RD
CitySCHENECTADY
StateNY
Zip12304-2460
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal Block1
Legal Lot Number28.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionNISKAYUNA
Census Block Group3
Census Block3013
Census Tract31902

Owner

Source: Schenectady County and Niskayuna Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address316 FERRIS RD, SCHENECTADY, NY 12304-2460
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 18, 2018 · Amount on Record
Deed SaleSep 18, 2018 · Amount on Record
Deed Document Number201841651
Deed Book / Page1995 / 994
Prior Transfer DateAug 17, 1999
Prior Transfer Doc1563000313
Record UpdatedOct 29, 2026

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateSep 18, 2018
Property Address316 FERRIS RD, SCHENECTADY, NY 12304-2460
Document Number0000041651
Book / Page1995 / 994
Instrument DateAug 2, 2018
Instrument201841651
Transaction TypeTransfer
Record UpdatedMay 10, 2022
Title CompanyMARATHON TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$698.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address257 TAURUS RD, 257, SCHENECTADY, NY 12304-2430

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address303 FLETCHER CT, WATERFORD, NY 12188-1082

Mortgage

Document Number0000041653
DateSep 18, 2018
Instrument201841653
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2048

Tax Assessment & Valuation

Source: Schenectady County and Niskayuna Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionNiskayuna Town
Unified School DistrictSouth Colonie Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,692.00 (+3.38%) Veteran's exemption
2025$6,473.00$200,000 (-) Land $41,700 Building $158,300$296,300 (+17.02%) Land $61,779 Building $234,521
2023$200,000 Land $41,700 Building $158,300$253,200 Land $52,792 Building $200,408

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 91% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNISKAYUNA CONSOLIDATED WD #11
public/private · serves 22,287 people · EPA ID NY4600073
Water SourceGroundwater
Last State InspectionMar 2024
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Ferris Rd

Nearby Streets

Search Property Records by Address or Parcel Number