332 E School St, Ridgeland, MS 39157 Property Records

Madison County property record for 332 E School St, Ridgeland, MS 39157

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,155 sqft · built 1984
Lot Size	0.4 acres (17,424 sqft)
Owner	Individual Name on Record
Last Sale	$181,100 (Mar 2021)
Tax Bill	$953 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Aug 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`072I-30A-048`

Property Details

APN / Parcel Number

Primary APN	`072I-30A-048`
Alternative APNs	`072I-30A-048/00.00` `17094`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,155 sqft Adjusted Area
Gross Area	1,773 sqft
1st Floor Area	1,773 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Lot Area	17,424 sqft (0.4 acres)
Lot Dimensions	200 ft deep x 90 ft wide
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	17094
Street Address	332 E SCHOOL ST
City	RIDGELAND
State	MS
Zip	39157-2809
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 90X200 FT OUT S 1/3 OF E1/2 LOT 6 HIGHLAND CL BLK 22
Legal Range	02E
Legal Township	07N
Legal Section	30
Legal Subdivision	HIGHLAND COLONY BL 22 MAP
Legal Block	22
Legal Lot Number	6
Jurisdiction	MADISON MS
Township / Civil Division	3
Census Block Group	2
Census Block	2028
Census Tract	30105

Owner

Source: Madison County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	332 E SCHOOL ST, RIDGELAND, MS 39157-2809
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2021	Warranty Deed, Transfer · FHA Mortgage BANK OF ENGLAND
Aug 23, 2018	Deed of Trust, Mortgage TRUSTMARK NAT'L BK
Feb 27, 2018	Grant Deed, Transfer DELTA TITLE CORPORATION
Jan 4, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 29, 2021 · Amount on Record
Deed Sale	Mar 29, 2021 · Amount on Record
Prior Sale	Feb 27, 2018
Deed Document Number	2021921946
Deed Book / Page	4012 / 872
Record Updated	Oct 29, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MS
Recording Date	Mar 29, 2021
Property Address	332 E SCHOOL ST, RIDGELAND, MS 39157-2809
Document Number	4012/872
Book / Page	4012 / 872
Instrument Date	Mar 24, 2021
Instrument	921946
Transaction Type	Transfer
Record Updated	Aug 18, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 320087, FLOWOOD, MS 39232-0087

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	332 E SCHOOL ST, RIDGELAND, MS 39157-2809

Mortgage

Document Number	921947
Date	Mar 29, 2021
Instrument	921947

Lender

Name	BANK OF ENGLAND
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	332 E SCHOOL ST, RIDGELAND, MS 39157-2809
Document Number	0000847125
Instrument Date	Aug 23, 2018
Transaction Type	Mortgage
Record Updated	Sep 19, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	722 ARLINGTON CT MADISON MS 391107189, MADISON, MS 39110-7189

Mortgage

Document Number	0000847125
Date	Sep 4, 2018
Book Page	003644/000001
Instrument	847125

Lender

Name	TRUSTMARK NAT'L BK
Type	Bank
Address	JACKSON, MS 39205-0291

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Sep 3, 2028

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MADISON MS
Recording Date	Feb 27, 2018
Property Address	332 E SCHOOL ST, RIDGELAND, MS 39157-2809
Document Number	0000833988
Book / Page	003574 / 000494
Instrument Date	Feb 21, 2018
Instrument	833988
Transaction Type	Transfer
Record Updated	Mar 7, 2018
Title Company	DELTA TITLE CORPORATION

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 320087 FLOWOOD MS 392320087, FLOWOOD, MS 39232-0087

January 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MADISON MS
Recording Date	Jan 4, 2018
Property Address	332 E SCHOOL ST, RIDGELAND, MS 39157-2809
Document Number	0000830982
Book / Page	003559 / 000328
Instrument Date	Dec 28, 2017
Instrument	830982
Transaction Type	Foreclosure
Record Updated	Jan 18, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	332 E SCHOOL ST RIDGELAND MS 391572809, RIDGELAND, MS 39157-2809

Tax Assessment & Valuation

Source: Madison County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Municipality	Ridgeland City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$953.00 (+9.79%) Homeowner's exemption	$11,631 (+7.26%)	$116,310 (+7.26%) Land $20,000 Building $96,310
2024	$868.00
2023	$868.00 Homeowner's exemption	$10,844	$108,440 Land $20,000 Building $88,440

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	15 (1982–2022)
Claims Outside the SFHA	7 of 15
Most Recent Claim	Aug 2022 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Mississippi
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RIDGELAND serves 24,340 people · EPA ID MS0450013
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 412 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: NETSPEEDMS.

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