325 E School St, Ridgeland, MS 39157 Property Records

Madison County property record for 325 E School St, Ridgeland, MS 39157

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,842 sqft · built 1972
Owner	Individual Name on File
Tax Bill	$567 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jun 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`072I-30D-182`

Property Details

APN / Parcel Number

Primary APN	`072I-30D-182`
Alternative APNs	`072I-30D-182/00.00` `17596`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,842 sqft Adjusted Area
1st Floor Area	1,735 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Exterior Material	Asbestos
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Patio Area	165 sqft
Utility Building	81 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	17596
Old Parcel Number	072I-30D-182/00.00
Street Address	325 E SCHOOL ST
City	RIDGELAND
State	MS
Zip	39157-2810
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 RIDGELAND HEIGHTS PART 2 D
Legal Range	02E
Legal Township	07N
Legal Section	30
Legal Subdivision	RIDGELAND HEIGHTS PT2 BL D
Legal Lot Number	1
Jurisdiction	MADISON MS
Township / Civil Division	3
Census Block Group	1
Census Block	1000
Census Tract	30105

Owner

Source: Madison County assessment roll, as of September 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	325 E SCHOOL ST, RIDGELAND, MS 39157-2810
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2021	Deed of Trust, Mortgage · FHA Mortgage TRUSTMARK NATIONAL BANK
Jun 27, 2017	Deed of Trust, Mortgage TRUSTMARK NAT'L BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 27, 2017
Deed Sale	Jun 27, 2017
Prior Sale	Feb 27, 2017
Deed Document Number	0003493655
Deed Book / Page	3493 / 0655
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	325 E SCHOOL ST, RIDGELAND, MS 39157-2810
Transaction Type	Mortgage
Record Updated	Aug 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	325 S SCHOOL ST, RIDGELAND, MS 39157

Mortgage

Document Number	3999/99
Date	Mar 5, 2021
Book Page	3999/99
Instrument	919740

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank
Address	39925

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	325 E SCHOOL ST, RIDGELAND, MS 39157-2810
Document Number	0000815202
Book / Page	003493 / 000658
Instrument Date	Jun 27, 2017
Transaction Type	Mortgage
Record Updated	Jul 25, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	325 E SCHOOL ST RIDGELAND MS 391572810, RIDGELAND, MS 39157-2810

Mortgage

Document Number	0000815202
Date	Jun 27, 2017
Book Page	003493/000658
Instrument	815202

Lender

Name	TRUSTMARK NAT'L BK
Type	Bank
Address	JACKSON, MS 39225

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 26, 2047

Tax Assessment & Valuation

Source: Madison County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Municipality	Ridgeland City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$567.00 Homeowner's exemption	$8,049 (-)	$80,490 (-) Land $25,000 Building $55,490
2024	$567.00
2023	$567.00 Homeowner's exemption	$8,049	$80,490 Land $25,000 Building $55,490

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	15 (1995–2019)
Claims Outside the SFHA	2 of 15
Most Recent Claim	May 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Mississippi
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RIDGELAND serves 24,340 people · EPA ID MS0450013
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 412 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Telapex Fiber	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Ozborn Communications.

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