326 E School St, Ridgeland, MS 39157 Property Records

Madison County property record for 326 E School St, Ridgeland, MS 39157

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,459 sqft · built 1983
Lot Size	0.419 acres (18,295 sqft)
Owner	Individual Name on Record
Tax Bill	$1,495 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Oct 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`072I-30A-046`

Property Details

APN / Parcel Number

Primary APN	`072I-30A-046`
Alternative APNs	`072I-30A-046/00.00` `17092`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,459 sqft Adjusted Area
1st Floor Area	1,886 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	18,295 sqft (0.419 acres)
Pool Area	648 sqft
Patio Area	548 sqft
Utility Building	96 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	17092
Old Parcel Number	072I-30A-046/00.00
Street Address	326 E SCHOOL ST
City	RIDGELAND
State	MS
Zip	39157-2809
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0.42A OUT S1/3 E1/2 LOT 6 HIGHLAND CL BLK 22
Legal Range	02E
Legal Township	07N
Legal Section	30
Legal Subdivision	HIGHLAND COLONY BL 22 MAP
Legal Block	22
Legal Lot Number	6
Jurisdiction	MADISON MS
Township / Civil Division	3
Census Block Group	2
Census Block	2028
Census Tract	30105

Owner

Source: Madison County records, as of December 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	326 E SCHOOL ST, RIDGELAND, MS 39157-2809
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2021	Warranty Deed, Transfer · Conventional Mortgage BANCORPSOUTH BANK
Oct 1, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 9, 2021
Deed Sale	Feb 9, 2021
Deed Document Number	0000398864
Deed Book / Page	3988 / 64
Record Updated	Jun 8, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MS
Recording Date	Feb 9, 2021
Property Address	326 E SCHOOL ST, RIDGELAND, MS 39157-2809
Document Number	3988/64
Book / Page	3988 / 64
Instrument Date	Feb 9, 2021
Instrument	917985
Transaction Type	Transfer
Record Updated	Jul 16, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	326 E SCHOOL ST, RIDGELAND, MS 39157-2809

Mortgage

Document Number	917986
Date	Feb 9, 2021
Instrument	917986

Lender

Name	BANCORPSOUTH BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MS
Recording Date	Oct 1, 2020
Property Address	326 E SCHOOL ST, RIDGELAND, MS 39157-2809
Document Number	0000906822
Book / Page	003923 / 000145
Instrument Date	Sep 30, 2020
Instrument	906822
Transaction Type	Transfer
Record Updated	Oct 20, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	125 EASTPOINTE CIR MADISON MS 391107850, MADISON, MS 39110-7850

Tax Assessment & Valuation

Source: Madison County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Municipality	Ridgeland City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,495.00 Homeowner's exemption	$16,664 (-)	$166,640 (-) Land $21,000 Building $145,640
2024	$1,495.00
2023	$1,495.00 Homeowner's exemption	$16,664	$166,640 Land $21,000 Building $145,640

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	15 (1982–2022)
Claims Outside the SFHA	7 of 15
Most Recent Claim	Aug 2022 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Mississippi
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RIDGELAND serves 24,340 people · EPA ID MS0450013
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 412 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: NETSPEEDMS.

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