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312 E School St, Ridgeland, MS 39157 Property Records

Madison County property record for 312 E School St, Ridgeland, MS 39157

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,923 sqft · built 1986
Lot Size0.3 acres (13,083 sqft)
OwnerIndividual Name on File
Last Sale$188,400 (Aug 2010)
Tax Bill$409 (2025)
Deeds & MortgagesApr 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN072I-30A-044/01

Property Details

APN / Parcel Number

Primary APN072I-30A-044/01
Alternative APNs
  • 072I-30A-044/01.00
  • 17076

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,923 sqft Adjusted Area
Gross Area1,668 sqft
1st Floor Area1,668 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Exterior MaterialBrick Veneer
Roof TypeGable
Roof MaterialAsphalt
Lot Area13,083 sqft (0.3 acres)
Garage Area528 sqft
Parking Spaces2 Parking Spaces
Patio Area196 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Account Number17076
Street Address312 E SCHOOL ST
CityRIDGELAND
StateMS
Zip39157-2842
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 1 KELLYS GLEN B@85
Legal Range02E
Legal Township07N
Legal Section30
Legal SubdivisionKELLYS GLEN
Legal Lot Number1
JurisdictionMADISON MS
Township / Civil Division3
Census Block Group2
Census Block2023
Census Tract30105

Owner

312 E School St is owned and occupied by an individual who bought it in August 2010.

Source: Madison County records, as of December 2, 2025

Owner of RecordIndividual Name on File
Mailing Address312 E SCHOOL ST, RIDGELAND, MS 39157-2842
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 4, 2010 · Amount on File
Deed SaleAug 4, 2010 · Amount on File
Deed Document Number2010624532
Deed Book / Page2565 / 253
Prior Transfer DateFeb 3, 2005
Prior Transfer Doc0018820403
Record UpdatedJun 8, 2026

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON MS
Property Address312 E SCHOOL ST, RIDGELAND, MS 39157-2842
Document Number0000862040
Instrument DateApr 8, 2019
Transaction TypeMortgage
Record UpdatedApr 22, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address312 E SCHOOL ST RIDGELAND MS 391572842, RIDGELAND, MS 39157-2842

Mortgage

Document Number0000862040
DateApr 11, 2019
Book Page003709/000128
Instrument862040
Lender
NamePRIVATE INDIVIDUAL
TypePrivate Party
AddressJACKSON, MS 39202
Agreement
AmountAmount on Record
Term60 Months
DueApr 10, 2024

Tax Assessment & Valuation

The 2025 property tax bill for 312 E School St was $409 with a homeowner's exemption.

Source: Madison County assessment roll, as of November 7, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyMadison County
MunicipalityRidgeland City
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$409.00 Homeowner's exemption$11,711$117,110 Land $30,000 Building $87,110
2024$409.00
2023$409.00 Homeowner's exemption$11,711$117,110 Land $30,000 Building $87,110

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 312 E School St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 24 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies24 in force
Nearby Flood Claims15 (1982–2022)
Claims Outside the SFHA7 of 15
Most Recent ClaimAug 2022 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 312 E School St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.8% of Mississippi
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF RIDGELAND
serves 24,340 people · EPA ID MS0450013
Water SourceGroundwater
Last State InspectionDec 2025
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Jan 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 412 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
C Spire Wireless
Fiber		8,000 / 8,000
AT&T
Fiber · DSL		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: NETSPEEDMS.

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