3319 Charles St, Fallston, MD 21047 Property Records

Harford County property record for 3319 Charles St, Fallston, MD 21047

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,500 sqft · built 1974
Lot Size	5.7 acres (248,292 sqft)
Owner	2 Individual Names on Record
Last Sale	$467,000 (May 2018)
Tax Bill	$5,103 (2025)
Deeds & Mortgages	May 2018 Sale & Mortgage Dec 2016 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`04-036573`

Property Details

APN / Parcel Number

Primary APN	`04-036573`
Alternative APNs	`4036573` `036573`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,500 sqft Total Area
Basement Area	1,180 sqft
Finished Basement	1,180 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Exterior Material	Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	248,292 sqft (5.7 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	416 sqft
Deck Area	456 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	036573
Street Address	3319 CHARLES ST
City	FALLSTON
State	MD
Zip	21047-1016
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	PARCEL 4 5.7 AC 3319 CHARLES STREET FOUR FARMS PT 21/56
Legal Subdivision	FOUR FARMS
Legal Lot Number	4
Jurisdiction	HARFORD MD
Township / Civil Division	4, MARSHALL
Census Block Group	3
Census Block	3004
Census Tract	304201

Owner

Source: Harford County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3319 CHARLES ST, FALLSTON, MD 21047-1016
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 25, 2018	Grant Deed, Transfer · Conventional Mortgage JARRETTSVILLE FED'L S&L ASSN
Dec 1, 2016	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 25, 2018 · Amount on Record
Deed Sale	May 25, 2018 · Amount on Record
Prior Sale	Mar 3, 1988 · Amount on Record
Deed Book / Page	12834 / 186
Record Updated	Sep 20, 2026

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HARFORD MD
Recording Date	May 25, 2018
Property Address	3319 CHARLES ST, FALLSTON, MD 21047-1016
Document Number	0128340186
Book / Page	012834 / 000186
Instrument Date	May 23, 2018
Transaction Type	Transfer
Record Updated	Jun 12, 2018
Title Company	AMERICAN LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$467.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3319 CHARLES ST FALLSTON MD 210471016, FALLSTON, MD 21047-1016

Mortgage

Document Number	128340191
Date	May 25, 2018
Book Page	012834/000191

Lender

Name	JARRETTSVILLE FED'L S&L ASSN
Type	Federal Savings Bank
Address	JARRETTSVILLE, MD 21084

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 24, 2048

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	3319 CHARLES ST, FALLSTON, MD 21047-1016
Document Number	0121710248
Instrument Date	Dec 1, 2016
Transaction Type	Mortgage
Record Updated	Aug 23, 2018
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3319 CHARLES ST FALLSTON MD 210471016, FALLSTON, MD 21047-1016

Mortgage

Document Number	0121710248
Date	Jan 6, 2017
Book Page	012171/000248

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 5, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 12, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$565,900 (+16.19%)	$596,800 (+18.39%) Land $145,500 Building $451,300
2025	$5,103.00 (+9.69%) Homeowner's exemption
2023		$487,033	$504,100 Land $145,500 Building $358,600
2022	$4,652.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: Armstrong, BridgeMAXX Suncoast Broadband.

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