3324 Charles St, Fallston, MD 21047 Property Records

Harford County property record for 3324 Charles St, Fallston, MD 21047

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,929 sqft · built 2021
Lot Size	11.3 acres (495,713 sqft)
Owner	2 Individual Names on Record
Last Sale	$175,000 (Apr 2019)
Tax Bill	$9,301 (2026)
Deeds & Mortgages	Mar 2021 Mortgage Dec 2019 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04-106776`

Property Details

APN / Parcel Number

Primary APN	`04-106776`
Alternative APN	`106776`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	3,929 sqft Total Area

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	495,713 sqft (11.3 acres)
Garage Type	Attached
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	106776
Street Address	3324 CHARLES ST
City	FALLSTON
State	MD
Zip	21047-1017
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	LOT 4 11.38 AC 3324 CHARLES STREET HESS HIGHVIEW 208/95
Legal Subdivision	HESS HIGHVIEW
Legal Lot Number	4
Jurisdiction	HARFORD MD
Township / Civil Division	4, MARSHALL
Census Block Group	3
Census Block	3009
Census Tract	304201

Owner

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3324 CHARLES ST, FALLSTON, MD 21047-1017
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage SOUTHERN TRUST MORTGAGE LLC
Dec 4, 2019	Deed of Trust, Mortgage · Construction Mortgage SOUTHERN TRUST MORTGAGE LLC
Sep 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Apr 3, 2019	Grant Deed, Transfer · Conventional Mortgage FARM CREDIT SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 3, 2019 · Amount on Record
Deed Sale	Apr 3, 2019 · Amount on Record
Deed Book / Page	13211 / 337
Prior Transfer Date	Sep 15, 2009
Prior Transfer Doc	0083200278
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	3324 CHARLES ST, FALLSTON, MD 21047-1017
Transaction Type	Mortgage
Record Updated	Sep 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0145600324
Date	Mar 9, 2021
Book Page	14560/324

Lender

Name	SOUTHERN TRUST MORTGAGE LLC
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23462

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	3324 CHARLES ST, FALLSTON, MD 21047-1017
Transaction Type	Mortgage
Record Updated	Sep 9, 2022
Title Company	GETZ TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0135740374
Date	Dec 4, 2019
Book Page	13574/0374

Lender

Name	SOUTHERN TRUST MORTGAGE LLC
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23462

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	11 Months
Due	Nov 27, 2020

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	3324 CHARLES ST, FALLSTON, MD 21047-1017
Transaction Type	Mortgage
Record Updated	Sep 9, 2022
Title Company	CROWN TITLE CORPORATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0150290001
Date	Sep 16, 2021
Book Page	15029/1

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HARFORD MD
Recording Date	Apr 3, 2019
Property Address	3324 CHARLES ST, FALLSTON, MD 21047-1017
Document Number	0132110337
Book / Page	013211 / 000337
Instrument Date	Mar 7, 2019
Transaction Type	Transfer
Record Updated	Apr 12, 2019
Title Company	GETZ TITLE GROUP LLC, GETZ TITLE GRP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$175.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	13018 HARFORD RD HYDES MD 210829502, HYDES, MD 21082-9502

Mortgage

Document Number	132110341
Date	Apr 3, 2019
Book Page	013211/000341

Lender

Name	FARM CREDIT SVCS
Type	Funding / Finance Company
Address	MOUNT JOY, PA 17552

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,301.00 (+11.82%) Homeowner's exemption	$847,900 (+5.62%)	$893,000 (-) Land $186,900 Building $706,100
2025	$8,318.00 (+7.75%) Homeowner's exemption	$802,800 (+9.93%)	$893,000 (+17.86%) Land $186,900 Building $706,100
2023		$730,300	$757,700 Land $186,900 Building $570,800
2022	$7,720.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: Armstrong, BridgeMAXX Suncoast Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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