3248 Charles St, Fallston, MD 21047 Property Records

Harford County property record for 3248 Charles St, Fallston, MD 21047

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,718 sqft · built 1900
Lot Size	2.31 acres (100,624 sqft)
Owner	2 Individual Names on Record
Last Sale	$530,000 (Sep 2026)
Tax Bill	$60 (2026)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Apr 2024 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04-065727`

Property Details

APN / Parcel Number

Primary APN	`04-065727`
Alternative APNs	`4065727` `065727`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,718 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	100,624 sqft (2.31 acres)

Exterior Amenities

Porch	Slab
Porch Area	96 sqft
Patio Area	196 sqft
Shed	1 Shed
Shed Area	1,560 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	065727
Street Address	3248 CHARLES ST
City	FALLSTON
State	MD
Zip	21047-1019
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	LOT 1 2.31 AC 3248 CHARLES STREET LD J BUSLER PT 42/68
Legal Subdivision	BUSLER J
Legal Lot Number	1
Jurisdiction	HARFORD MD
Township / Civil Division	4, MARSHALL
Census Block Group	3
Census Block	3009
Census Tract	304201

Owner

Source: Harford County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3248 CHARLES ST, FALLSTON, MD 21047-1019
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2026	Deed, Transfer · Conventional Mortgage MILLER FUNDING
Apr 12, 2024	Deed, Transfer · VA Mortgage MERIDIAN BANK
Dec 14, 2023	Deed, Construction Loan · Construction Mortgage KIAVI FUNDING INC
Oct 20, 2023	Deed of Distribution, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 22, 2026 · Amount on Record
Deed Sale	Sep 22, 2026 · Amount on Record
Prior Sale	Apr 12, 2024 · Amount on Record
Deed Book / Page	17299 / 385
Record Updated	Oct 29, 2026

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Sep 22, 2026
Property Address	3248 CHARLES ST, FALLSTON, MD 21047-1019
Document Number	1729000385
Book / Page	17299 / 385
Instrument Date	Jul 2, 2026
Transaction Type	Transfer
Record Updated	Oct 1, 2026
Title Company	TERRAPIN TITLE, TERRAIN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$535,300.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3248 CHARLES ST, FALLSTON, MD 21047-1019
Investor	Possibly a Property Investor

Mortgage

Document Number	1729000393,
Date	Sep 22, 2026
Book Page	17299/393

Lender

Name	MILLER FUNDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Max Rate	-1%

April 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Apr 12, 2024
Property Address	3248 CHARLES ST, FALLSTON, MD 21047-1019
Document Number	0162300070
Book / Page	16230 / 70
Map Reference	MB HDC 42 FO 68
Instrument Date	Apr 5, 2024
Transaction Type	Transfer
Record Updated	Apr 24, 2024
Title Company	ATLAND TITLE GROUP LIMITED, MARYLAND TITLE GROUP LTD

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3248 CHARLES ST, FALLSTON, MD 21047-1019

Mortgage

Document Number	0162300076
Date	Apr 12, 2024
Instrument	16230-0076

Lender

Name	MERIDIAN BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

December 2023: Deed, Construction Loan

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Dec 14, 2023
Property Address	3248 CHARLES ST, FALLSTON, MD 21047-1019
Document Number	0161220211
Book / Page	16122 / 211
Map Reference	MB HDC 42 FO 68
Instrument Date	Dec 8, 2023
Transaction Type	Construction Loan
Record Updated	Dec 25, 2023
Title Company	ATLAND TITLE GROUP LIMITED, MARYLAND TITLE GROUP LTD

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,000.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3705 GARDENVIEW RD, PIKESVILLE, MD 21208-1515
Investor	Possibly a Property Investor

Mortgage

Document Number	0161220216
Date	Dec 14, 2023
Instrument	16122-0216

Lender

Name	KIAVI FUNDING INC
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

October 2023: Deed of Distribution, Transfer

Document Type	Deed of Distribution
Jurisdiction	HARFORD MD
Recording Date	Oct 20, 2023
Property Address	3248 CHARLES ST, FALLSTON, MD 21047-1019
Document Number	0160690001
Book / Page	16069 / 1
Map Reference	MB HDC 42 FO 68
Instrument Date	Oct 2, 2023
Transaction Type	Transfer
Record Updated	Oct 30, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	3248 CHARLES ST, FALLSTON, MD 21047-1019

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$60.00	$384,267 (+35.24%)	$484,400 (-) Land $141,500 Building $342,900
2025	$60.00 (-96.92%)	$284,133 (+59%)	$484,400 (+163.26%) Land $141,500 Building $342,900
2023		$178,700	$184,000 Land $128,500 Building $55,500
2022	$1,949.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: Armstrong, BridgeMAXX Suncoast Broadband.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Charles St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures