3323 Charles St, Fallston, MD 21047 Property Records

Harford County property record for 3323 Charles St, Fallston, MD 21047

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,827 sqft · built 1973
Lot Size	2.6 acres (113,256 sqft)
Owner	Individual Name on Record
Tax Bill	$4,281 (2026)
Deeds & Mortgages	Oct 2022 Mortgage Mar 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04-062736`

Property Details

APN / Parcel Number

Primary APN	`04-062736`
Alternative APNs	`4062736` `062736`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,827 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	113,256 sqft (2.6 acres)
Garage Type	Attached
Garage Area	775 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	504 sqft
Porch	Slab
Porch Area	92 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Sewer	Connected

Location & Zoning

Account Number	062736
Street Address	3323 CHARLES ST
City	FALLSTON
State	MD
Zip	21047-1016
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	LOT 3 2.60 AC 3323 CHARLES STREET FOUR FARMS PT 21/56
Legal Subdivision	FOUR FARMS
Legal Lot Number	3
Jurisdiction	HARFORD MD
Township / Civil Division	4, MARSHALL
Census Block Group	3
Census Block	3004
Census Tract	304201

Owner

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3323 CHARLES ST, FALLSTON, MD 21047-1016
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2022	Deed of Trust, Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA
Mar 21, 2022	Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA
Nov 15, 2017	Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA
Aug 20, 2020	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF PENNSYLVANIA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 9, 2009
Deed Sale	Apr 9, 2009
Deed Document Number	2009334
Deed Book / Page	8099 / 159
Prior Transfer Date	Mar 24, 2009
Prior Transfer Doc	0080990159
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	3323 CHARLES ST, FALLSTON, MD 21047-1016
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3323 CHARLES ST, FALLSTON, MD 21047-1016

Mortgage

Document Number	0157030166
Date	Oct 12, 2022
Book Page	15703/166

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	BEL AIR, MD 21015

Agreement

Amount	Amount Recorded

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	3323 CHARLES ST, FALLSTON, MD 21047-1016
Transaction Type	Mortgage
Record Updated	Mar 29, 2022
Title Company	CORPORATE SETTLEMENTS, CORPORATE SETTLEMENT SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3323 CHARLES ST, FALLSTON, MD 21047-1016

Mortgage

Document Number	0154220474
Date	Mar 21, 2022
Book Page	15422/474

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	HERMITAGE, PA 16148

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 17, 2037

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	3323 CHARLES ST, FALLSTON, MD 21047-1016
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0125970042
Date	Nov 15, 2017
Book Page	12597/0042
Instrument	12597-0042

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	HERMITAGE, PA 16148

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	262 Months
Due	Sep 22, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	3323 CHARLES ST, FALLSTON, MD 21047-1016
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CORPORATE SETTLEMENT SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0140530005
Date	Aug 20, 2020
Book Page	14053/5

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	BEL AIR, MD 21015

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	263 Months
Due	Jul 20, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,281.00 (+10.16%) Homeowner's exemption	$387,300 (+4.9%)	$405,400 (-) Land $143,000 Building $262,400
2025	$3,886.00 (+4.91%) Homeowner's exemption	$369,200 (+7.71%)	$405,400 (+15.47%) Land $143,000 Building $262,400
2023		$342,767	$351,100 Land $143,000 Building $208,100
2022	$3,704.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: Armstrong, BridgeMAXX Suncoast Broadband.

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