Kenton County property record for 3318 Spring Valley Dr, Erlanger, KY 41018
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 900 sqft · built 1975 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $175,000 (Feb 2021) |
| Tax Bill | $1,734 (2025) |
| Deeds & Mortgages | Feb 2021 Sale & Mortgage Mar 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 017-30-07-056.00 |
| Primary APN | 017-30-07-056.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 900 sqft Finished Area |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 7,405 sqft (0.17 acres) |
| Lot Dimensions | 120 ft deep x 60 ft wide |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Connected |
| Street Address | 3318 SPRING VALLEY DR |
|---|---|
| City | ERLANGER |
| State | KY |
| Zip | 41018-3815 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPRING VALLEY SEC 2 LOT 67 |
| Legal Subdivision | SPRING VALLEY |
| Legal Phase | 2 |
| Legal Lot Number | 67 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 63608 |
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3318 SPRING VALLEY DR, ERLANGER, KY 41018-3815 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 3, 2021 | Warranty Deed, Transfer · Conventional Mortgage AMCAP MORTGAGE LTD |
| Mar 21, 2019 | Deed of Trust, Mortgage · VA Mortgage CARRINGTON MTG SVCS |
| Apr 10, 2018 | Deed of Trust, Mortgage · VA Mortgage BBMC MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 3, 2021 · Amount on Record |
| Deed Sale | Feb 3, 2021 · Amount on Record |
| Prior Sale | Oct 23, 2015 |
| Deed Document Number | 20215900262 |
| Deed Book / Page | 69 / 910 |
| Prior Transfer Date | Sep 22, 2015 |
| Prior Transfer Doc | 0005900078 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Feb 3, 2021 |
| Property Address | 3318 SPRING VALLEY DR, ERLANGER, KY 41018-3815 |
| Document Number | 0005900262 |
| Book / Page | 69 / 910 |
| Map Reference | PL 421 B |
| Instrument Date | Jan 29, 2021 |
| Instrument | 21020305900262 |
| Transaction Type | Transfer |
| Record Updated | Jan 18, 2022 |
| Title Company | 360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 312 GALLOWAY CT, 312, FLORENCE, KY 41042-2893 |
| Name | Verified Name |
|---|---|
| Address | 3318 SPRING VALLEY DR, ERLANGER, KY 41018-3815 |
| Document Number | 0005900263 |
|---|---|
| Date | Feb 3, 2021 |
| Instrument | 21020305900263 |
| Name | AMCAP MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 3318 SPRING VALLEY DR, ERLANGER, KY 41018-3815 |
| Document Number | 0000000179 |
| Instrument Date | Mar 21, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 3, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 3318 SPRING VALLEY DR ERLANGER KY 410183815, ERLANGER, KY 41018-3815 |
| Document Number | 0000000179 |
|---|---|
| Date | May 17, 2019 |
| Book Page | 0I4264/000293 |
| Instrument | 179 |
| Name | CARRINGTON MTG SVCS |
|---|---|
| Address | ANAHEIM, CA 92806 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 336 Months |
| Due | May 16, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 3318 SPRING VALLEY DR, ERLANGER, KY 41018-3815 |
| Document Number | 0000000123 |
| Instrument Date | Apr 10, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2018 |
| Title Company | TIMIOS INC |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3318 SPRING VALLEY DR ERLANGER KY 410183815, ERLANGER, KY 41018-3815 |
| Document Number | 0000000123 |
|---|---|
| Date | May 3, 2018 |
| Book Page | 0I4102/000231 |
| Instrument | 123 |
| Name | BBMC MTG |
|---|---|
| Type | Mortgage Company |
| Address | LOMBARD, IL 60148 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 2, 2048 |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Erlanger City |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $175,000 (-) Land $25,000 Building $150,000 | $175,000 (-) Land $25,000 Building $150,000 | |
| 2025 | $1,734.00 (-7.02%) | $175,000 (-) Land $25,000 Building $150,000 | $175,000 (-) Land $25,000 Building $150,000 |
| 2023 | $1,865.00 | $175,000 Land $25,000 Building $150,000 | $175,000 Land $25,000 Building $150,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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