Kenton County property record for 3312 Spring Valley Dr, Erlanger, KY 41018
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,000 sqft · built 1968 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $268,000 (Feb 2026) |
| Tax Bill | $2,023 (2025) |
| Deeds & Mortgages | Jun 2022 Mortgage Feb 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 017-30-07-072.00 |
| Primary APN | 017-30-07-072.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,000 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 7,405 sqft (0.17 acres) |
| Lot Dimensions | 120 ft deep x 60 ft wide |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Above-Ground Pool |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Connected |
| Street Address | 3312 SPRING VALLEY DR |
|---|---|
| City | ERLANGER |
| State | KY |
| Zip | 41018-3815 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPRING VALLEY SEC 2 LOT 70 |
| Legal Subdivision | SPRING VALLEY |
| Legal Phase | 2 |
| Legal Lot Number | 70 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 63608 |
3312 Spring Valley Dr is owned and occupied by two individuals who bought it in February 2026.
Source: Kenton County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3312 SPRING VALLEY DR, ERLANGER, KY 41018-3815 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 1, 2022 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Feb 20, 2026 | Warranty Deed, Transfer · Conventional Mortgage NFM LENDING |
| Jan 3, 2018 | Warranty Deed, Transfer · FHA Mortgage ENVOY MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 20, 2026 · Amount on File |
| Deed Sale | Feb 20, 2026 · Amount on File |
| Prior Sale | Jan 3, 2018 · Amount on File |
| Deed Document Number | 202602203419 |
| Deed Book / Page | 391 / 48 |
| Prior Transfer Date | Aug 25, 2004 |
| Prior Transfer Doc | 0826059002 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 3312 SPRING VALLEY DR, ERLANGER, KY 41018-3815 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0005900028 |
|---|---|
| Date | Jun 1, 2022 |
| Book Page | 374/730 |
| Instrument | 22060105900028 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | May 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Feb 20, 2026 |
| Property Address | 3312 SPRING VALLEY DR, ERLANGER, KY 41018-3815 |
| Document Number | 0000003419 |
| Book / Page | 391 / 48 |
| Instrument Date | Feb 18, 2026 |
| Instrument | 26059000003419 |
| Transaction Type | Transfer |
| Record Updated | Mar 17, 2026 |
| Title Company | SOURCEPOINT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $268.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3312 SPRING VALLEY DR, ERLANGER, KY 41018-3815 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3312 SPRING VALLEY DR, ERLANGER, KY 41018-3815 |
| Document Number | 0000003420 |
|---|---|
| Date | Feb 20, 2026 |
| Instrument | 26059000003420 |
| Name | NFM LENDING |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jan 3, 2018 |
| Property Address | 3312 SPRING VALLEY DR, ERLANGER, KY 41018-3815 |
| Document Number | 0000000035 |
| Book / Page | 0I4049 / 000302 |
| Instrument Date | Dec 26, 2017 |
| Instrument | 35 |
| Transaction Type | Transfer |
| Record Updated | Feb 8, 2018 |
| Title Company | STEWART TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $123.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3312 SPRING VALLEY DR ERLANGER KY 410183815, ERLANGER, KY 41018-3815 |
| Document Number | 36 |
|---|---|
| Date | Jan 3, 2018 |
| Book Page | 0I4049/000304 |
| Instrument | 36 |
| Name | ENVOY MTG |
|---|---|
| Type | Mortgage Company |
| Address | HOUSTON, TX 77056 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 2, 2048 |
| Document Number | 37, |
|---|---|
| Date | Jan 3, 2018 |
| Book Page | 004049/000319 |
| Instrument | 37 |
| Name | ENVOY MTG |
|---|---|
| Type | Mortgage Company |
| Address | LOUISVILLE, KY 40207 |
| Amount | Amount on Record |
|---|---|
| Term | 120 Months |
| Due | Jan 2, 2028 |
The 2025 property tax bill for 3312 Spring Valley Dr was $2,023.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Erlanger City |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $204,200 (-) Land $25,000 Building $179,200 | $204,200 (-) Land $25,000 Building $179,200 | |
| 2025 | $2,023.00 | $204,200 Land $25,000 Building $179,200 | $204,200 Land $25,000 Building $179,200 |
| 2023 | $2,176.00 | $204,200 Land $25,000 Building $179,200 | $204,200 Land $25,000 Building $179,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3312 Spring Valley Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3312 Spring Valley Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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