Kenton County property record for 3315 Spring Valley Dr, Erlanger, KY 41018
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 900 sqft · built 1973 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $235,000 (Oct 2026) |
| Tax Bill | $1,694 (2025) |
| Deeds & Mortgages | Oct 2026 Sale & Mortgage Jul 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 017-10-05-059.05 |
| Primary APN | 017-10-05-059.05 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 3 Stories |
| Building Area | 900 sqft Finished Area |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Lot Area | 6,534 sqft (0.15 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Connected |
| Street Address | 3315 SPRING VALLEY DR |
|---|---|
| City | ERLANGER |
| State | KY |
| Zip | 41018-2825 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPRING VALLEY SEC 2 LOT 74 |
| Legal Subdivision | SPRING VALLEY |
| Legal Phase | 2 |
| Legal Lot Number | 74 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 63608 |
3315 Spring Valley Dr is owned and occupied by two individuals who bought it in October 2026.
Source: Kenton County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3315 SPRING VALLEY DR, ERLANGER, KY 41018-2825 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 2, 2026 | Warranty Deed, Transfer · FHA Mortgage STOCKTON MORTGAGE |
| Jul 15, 2021 | Warranty Deed, Transfer · FHA Mortgage AMERICAN MORTGAGE SERVICE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 2, 2026 · Amount on File |
| Deed Sale | Oct 2, 2026 · Amount on File |
| Prior Sale | Jul 15, 2021 · Amount on File |
| Deed Document Number | 202622508 |
| Deed Book / Page | 506 / 888 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Oct 2, 2026 |
| Property Address | 3315 SPRING VALLEY DR, ERLANGER, KY 41018-2825 |
| Document Number | 0000022508 |
| Book / Page | 506 / 888 |
| Instrument Date | Oct 1, 2026 |
| Instrument | 2026100222508 |
| Transaction Type | Transfer |
| Record Updated | Oct 14, 2026 |
| Title Company | NORTHWEST SELECT TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $23,735.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Remainderman |
| Address | 3315 SPRING VALLEY DR, ERLANGER, KY 41018-2825 |
| Document Number | 0000022509, |
|---|---|
| Date | Oct 2, 2026 |
| Instrument | 2026100222509 |
| Name | STOCKTON MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2056 |
| Max Rate | -1% |
|---|
| Document Number | 0000022510, |
|---|---|
| Date | Oct 2, 2026 |
| Book Page | 506/914 |
| Instrument | 2026100222510 |
| Name | KENTUCKY HOUSING CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Nov 1, 2041 |
| Max Rate | -1% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jul 15, 2021 |
| Property Address | 3315 SPRING VALLEY DR, ERLANGER, KY 41018-2825 |
| Document Number | 0005900142 |
| Book / Page | 103 / 948 |
| Map Reference | SL B-421 |
| Instrument Date | May 7, 2021 |
| Instrument | 21071505900142 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2021 |
| Title Company | AMERICAN HOMELAND TITLE AGCY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $171.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3315 SPRING VALLEY DR, 3315, ERLANGER, KY 41018-2825 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 3315 SPRING VALLEY DR, ERLANGER, KY 41018-2825 |
| Investor | Possibly a Property Investor |
| Document Number | 0005900143 |
|---|---|
| Date | Jul 15, 2021 |
| Instrument | 21071505900143 |
| Name | AMERICAN MORTGAGE SERVICE CO |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jun 1, 2051 |
| Document Number | 0005900144 |
|---|---|
| Date | Jul 15, 2021 |
| Book Page | 242/301 |
| Instrument | 21071505900144 |
| Name | LEXINGTON-FAYETTE URBAN COUNTY GOV |
|---|---|
| Type | Government Agency |
| Address | FRANKFORT, KY 40601 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 119 Months |
| Due | Jun 1, 2031 |
The 2025 property tax bill for 3315 Spring Valley Dr was $1,694.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Erlanger City |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $171,000 (-) Land $25,000 Building $146,000 | $171,000 (-) Land $25,000 Building $146,000 | |
| 2025 | $1,694.00 | $171,000 Land $25,000 Building $146,000 | $171,000 Land $25,000 Building $146,000 |
| 2023 | $1,822.00 | $171,000 Land $25,000 Building $146,000 | $171,000 Land $25,000 Building $146,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3315 Spring Valley Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3315 Spring Valley Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures