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3402 Spring Valley Dr, Erlanger, KY 41018 Property Records

Kenton County property record for 3402 Spring Valley Dr, Erlanger, KY 41018

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,000 sqft · built 1975
Lot Size0.17 acres (7,405 sqft)
Owner2 Individual Names on Record
Last Sale$139,900 (Feb 2019)
Tax Bill$2,023 (2025)
Deeds & MortgagesNov 2023 Transfer
Dec 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN017-30-07-055.00

Property Details

APN / Parcel Number

Primary APN017-30-07-055.00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,000 sqft Finished Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Architectural StyleBi-Level
Exterior MaterialBrick
Foundation TypeConcrete
Lot Area7,405 sqft (0.17 acres)
Garage TypeBasement
Parking Spaces2 Parking Spaces
Pool TypeAbove-Ground Pool

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Street Address3402 SPRING VALLEY DR
CityERLANGER
StateKY
Zip41018-3816
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSPRING VALLEY SEC 2 LOT 66
Legal SubdivisionSPRING VALLEY
Legal Phase2
Legal Lot Number66
JurisdictionKENTON KY
Township / Civil DivisionINDEPENDENCE
Census Block Group1
Census Block1016
Census Tract63608

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3402 SPRING VALLEY DR, ERLANGER, KY 41018-3816
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 1, 2023Affidavit of Death of Joint Tenant, Transfer
NORTHWEST TITLE FAM/COMPANIES, NORTHWEST TTL FAM OF COMPANI
Dec 21, 2019Deed of Trust, Mortgage · FHA Mortgage
JFQ LNDG INC
Feb 4, 2019Warranty Deed, Transfer · FHA Mortgage
NATIONS RELIABLE LNDG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 4, 2019 · Amount on Record
Deed SaleFeb 4, 2019 · Amount on Record
Prior SaleJun 15, 2015 · Amount on Record
Deed Document Number201902 04 059 00087
Deed Book / Page4222 / 94
Record UpdatedOct 29, 2026

November 2023: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionKENTON KY
Recording DateNov 1, 2023
Property Address3402 SPRING VALLEY DR, ERLANGER, KY 41018-3816
Document Number0005900052
Book / PageKC 255 / 91
Instrument DateOct 27, 2023
Instrument23110105900052
Transaction TypeTransfer
Record UpdatedNov 22, 2023
Title CompanyNORTHWEST TITLE FAM/COMPANIES, NORTHWEST TTL FAM OF COMPANI

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3402 SPRING VALLEY DR, EDGEWOOD, KY 41018-3816

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address3402 SPRING VALLEY DR, ERLANGER, KY 41018-3816
Document Number0000000099
Instrument DateDec 21, 2019
Transaction TypeMortgage
Record UpdatedMar 19, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
Address3402 SPRING VALLEY DR ERLANGER KY 410183816, ERLANGER, KY 41018-3816

Mortgage

Document Number0000000099
DateJan 9, 2020
Book Page0000M2/000693
Instrument99
Lender
NameJFQ LNDG INC
TypeMortgage Company
AddressSCOTTSDALE, AZ 85254
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 8, 2050

February 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateFeb 4, 2019
Property Address3402 SPRING VALLEY DR, ERLANGER, KY 41018-3816
Document Number0000000087
Book / Page0I4222 / 000094
Instrument DateJan 31, 2019
Instrument87
Transaction TypeTransfer
Record UpdatedFeb 14, 2019
Title Company360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$139.90
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address3402 SPRING VALLEY DR ERLANGER KY 410183816, ERLANGER, KY 41018-3816

Mortgage

Document Number88
DateFeb 4, 2019
Book Page0I4222/000097
Instrument88
Lender
NameNATIONS RELIABLE LNDG
AddressHOUSTON, TX 77098
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 3, 2049

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityErlanger City
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$204,200 (-) Land $25,000 Building $179,200$204,200 (-) Land $25,000 Building $179,200
2025$2,023.00 (-7.03%)$204,200 (-) Land $25,000 Building $179,200$204,200 (-) Land $25,000 Building $179,200
2023$2,176.00 (+42.5%)$204,200 (+45.96%) Land $25,000 Building $179,200$204,200 (+45.96%) Land $25,000 Building $179,200
2022$1,527.00$139,900 Land $20,000 Building $119,900$139,900 Land $20,000 Building $119,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber		2,000 / 2,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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