Clay County property record for 3316 Wilderness Cir, Middleburg, FL 32068
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,243 sqft · built 1979 |
| Lot Size | 0.947 acres (41,251 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $265,000 (Dec 2022) |
| Tax Bill | $3,561 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Dec 2022 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 37-05-25-010149-086-00 |
| Primary APN | 37-05-25-010149-086-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 2,243 sqft Living Area |
| Gross Area | 2,483 sqft |
| 1st Floor Area | 2,243 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 41,251 sqft (0.947 acres) |
| Lot Dimensions | 382 ft deep x 108 ft wide |
| Garage Area | 827 sqft |
| Porch | Enclosed/Finished Porch |
| Porch Area | 408 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3316 WILDERNESS CIR |
|---|---|
| City | MIDDLEBURG |
| State | FL |
| Zip | 32068-4128 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | LOT 96 MCRAE LANDING AS REC OR 4671 PG 2023 |
| Legal Range | 25E |
| Legal Township | 05S |
| Legal Section | 37 |
| Legal Subdivision | MCRAE LANDING |
| Legal Lot Number | 96 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | MIDDLEBURG-CLAY HILL |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 30210 |
Source: Clay County records, as of June 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3316 WILDERNESS CIR, MIDDLEBURG, FL 32068-4128 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| May 13, 2026 | Deed of Trust, Mortgage · Conventional Mortgage TEXANA BANK |
| Dec 5, 2022 | Warranty Deed, Transfer · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 5, 2022 · Amount on Record |
| Deed Sale | Dec 5, 2022 · Amount on Record |
| Deed Document Number | 202270376 |
| Deed Book / Page | 4671 / 2023 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | May 13, 2026 |
| Property Address | 3316 WILDERNESS CIR, MIDDLEBURG, FL 32068-4128 |
| Document Number | 0000023579 |
| Book / Page | 5045 / 627 |
| Instrument Date | May 5, 2026 |
| Instrument | 202623579 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 3316 WILDERNESS CIR, MIDDLEBURG, FL 32068-4128 |
| Document Number | 0000023579, |
|---|---|
| Date | May 13, 2026 |
| Book Page | 5045/627 |
| Instrument | 202623579 |
| Name | TEXANA BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Dec 5, 2022 |
| Property Address | 3316 WILDERNESS CIR, MIDDLEBURG, FL 32068-4128 |
| Document Number | 0046712023 |
| Book / Page | 4671 / 2023 |
| Map Reference | MB 15 PG 51-58 |
| Instrument Date | Nov 30, 2022 |
| Instrument | 2022070376 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2022 |
| Title Company | LANDMARK TITLE, LANDMARK TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,855.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2318 19TH AVE, GREELEY, CO 80631-8122 |
| Name | Verified Name |
|---|---|
| Address | 3316 WILDERNESS CIR, MIDDLEBURG, FL 32068-4128 |
| Document Number | 0046712025 |
|---|---|
| Date | Dec 5, 2022 |
| Instrument | 4671/2025 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2052 |
Source: Clay County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,561.00 (-2.3%) Homeowner's exemption | $273,640 (+5.99%) | $289,571 (-2.21%) Land $50,000 Building $239,571 |
| 2023 | $3,645.00 (+34.7%) Homeowner's exemption | $258,184 (+27.86%) | $296,124 (+14.22%) Land $50,000 Building $246,124 |
| 2022 | $2,706.00 Homeowner's exemption | $201,929 | $259,255 Land $35,000 Building $224,255 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 55 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 55 in force |
| Nearby Flood Claims | 9 (2012–2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · lower than 67% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ORANGE PARK GRID private · serves 127,904 people · EPA ID FL2100741 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
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