3324 Wilderness Cir, Middleburg, FL 32068 Property Records

Clay County property record for 3324 Wilderness Cir, Middleburg, FL 32068

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,604 sqft · built 1979
Lot Size0.876 acres (38,202 sqft)
Owner2 Individual Names on Record
Last Sale$200,000 (Jun 2020)
Tax Bill$3,476 (2025)
Deeds & MortgagesJun 2020 Sale & Mortgage
Jul 2018 Sale
Flood ZoneZone AE (high risk)
APN37-05-25-010149-085-00

Property Details

APN / Parcel Number

Primary APN37-05-25-010149-085-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,604 sqft Heated Area
Gross Area2,539 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area38,202 sqft (0.876 acres)
Lot Dimensions354 ft deep x 108 ft wide
Garage Area515 sqft

Exterior Amenities

PorchPorch
Porch Area220 sqft
Patio Area200 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address3324 WILDERNESS CIR
CityMIDDLEBURG
StateFL
Zip32068-4128
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal DescriptionLOT 95 MCRAE LANDING AS REC OR 4316 PG 1077
Legal Range25
Legal Township05
Legal Section37
Legal SubdivisionMCRAE LNDG
Legal Lot Number95
JurisdictionCLAY FL
Township / Civil DivisionMIDDLEBURG-CLAY HILL
Census Block Group2
Census Block2003
Census Tract30210

Owner

Source: Clay County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3324 WILDERNESS CIR, MIDDLEBURG, FL 32068-4128
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 10, 2020Warranty Deed, Transfer · Conventional Mortgage
VYSTAR CU
Jul 10, 2018Trustee's Deed, Transfer
Foreclosure Auction

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 10, 2020 · Amount on Record
Deed SaleJun 10, 2020 · Amount on Record
Prior SaleJul 10, 2018 · Amount on Record
Deed Document Number2020028524
Deed Book / Page4316 / 1077
Record UpdatedJun 8, 2026

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY FL
Recording DateJun 10, 2020
Property Address3324 WILDERNESS CIR, MIDDLEBURG, FL 32068-4128
Document Number0043161077
Book / Page004316 / 001077
Instrument DateJun 8, 2020
Instrument28524
Transaction TypeTransfer
Record UpdatedJul 7, 2020
Title CompanyREALITY TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,400.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3324 WILDERNESS CIR MIDDLEBURG FL 320684128, MIDDLEBURG, FL 32068-4128

Mortgage

Document Number43161078
DateJun 10, 2020
Book Page004316/001078
Instrument28525
Lender
NameVYSTAR CU
TypeCredit Union
AddressJACKSONVILLE, FL 32202
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 9, 2050

July 2018: Trustee's Deed, Transfer

Document TypeTrustee's Deed
JurisdictionCLAY FL
Recording DateJul 10, 2018
Property Address3324 WILDERNESS CIR, MIDDLEBURG, FL 32068-4128
Document Number0041020784
Book / Page004102 / 000784
Instrument DateJul 6, 2018
Instrument35660
Transaction TypeTransfer
Record UpdatedAug 13, 2018

Transaction

AmountAmount Recorded
Tax$805.70
Amount AccuracyConfirmed
Additional
  • Foreclosure Auction
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2745 SEMINOLE VILLAGE DR MIDDLEBURG FL 320685825, MIDDLEBURG, FL 32068-5825

Tax Assessment & Valuation

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyClay County
Unified School DistrictClay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,476.00 (-4.27%)$227,959 (-2.18%) Land $50,000 Building $177,959$227,959 (-2.18%) Land $50,000 Building $177,959
2023$3,631.00 (+14.8%)$233,048 (+15.15%) Land $50,000 Building $183,048$233,048 (+15.15%) Land $50,000 Building $183,048
2022$3,163.00$202,389 Land $35,000 Building $167,389$202,389 Land $35,000 Building $167,389

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 55 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies55 in force
Nearby Flood Claims9 (2012–2017)
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 7 claims
  • Tropical Storm Debby, Jun 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 59% of the US · lower than 67% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemORANGE PARK GRID
private · serves 127,904 people · EPA ID FL2100741
Water SourceGroundwater
Last State InspectionSep 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35

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