3323 Wilderness Cir, Middleburg, FL 32068 Property Records

Clay County property record for 3323 Wilderness Cir, Middleburg, FL 32068

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,857 sqft · built 1984
Lot Size1.23 acres (53,753 sqft)
OwnerIndividual Name on Record
Last Sale$244,000 (Aug 2019)
Tax Bill$2,909 (2025)
Deeds & MortgagesJul 2026 Line of Credit
Aug 2019 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN37-05-25-010149-030-00

Property Details

APN / Parcel Number

Primary APN37-05-25-010149-030-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms3 Rooms
Stories1 Story
Building Area1,857 sqft Living Area
Gross Area2,389 sqft
1st Floor Area1,857 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 2000
Exterior MaterialWood
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area53,753 sqft (1.23 acres)
Lot Dimensions480 ft deep x 112 ft wide
Garage TypeAttached
Garage Area504 sqft

Exterior Amenities

PorchFinished Screened Porch
Porch Area304 sqft
Deck Area40 sqft
Storage Building130 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address3323 WILDERNESS CIR
CityMIDDLEBURG
StateFL
Zip32068-4129
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal DescriptionLOT 40 MCRAE LANDING AS REC OR 4217 PG 431
Legal Range25E
Legal Township05S
Legal Section37
Legal SubdivisionMCRAE LANDING
Legal Lot Number40
JurisdictionCLAY FL
Township / Civil DivisionMIDDLEBURG-CLAY HILL
Census Block Group2
Census Block2001
Census Tract30210

Owner

Source: Clay County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3323 WILDERNESS CIR, MIDDLEBURG, FL 32068-4129
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 6, 2026Deed of Trust, Mortgage · Line of Credit
PNC BANK
Aug 1, 2019Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 1, 2019 · Amount on Record
Deed SaleAug 1, 2019 · Amount on Record
Prior SaleMay 15, 2015 · Amount on Record
Deed Document Number201940432
Deed Book / Page4217 / 431
Record UpdatedOct 29, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY FL
Recording DateJul 6, 2026
Property Address3323 WILDERNESS CIR, MIDDLEBURG, FL 32068-4129
Document Number0000032998
Book / Page5063 / 95
Instrument DateJun 5, 2026
Instrument202632998
Transaction TypeMortgage
Record UpdatedJul 22, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address3323 WILDERNESS CIR, MIDDLEBURG, FL 32068-4129

Mortgage

Document Number0000032998,
DateJul 6, 2026
Book Page5063/95
Instrument202632998
Lender
NamePNC BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term479 Months
DueJun 15, 2066
Interest
Rate6.37%
Max Rate-1%

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY FL
Recording DateAug 1, 2019
Property Address3323 WILDERNESS CIR, MIDDLEBURG, FL 32068-4129
Document Number0042170431
Book / Page4217 / 0431
Map ReferenceMB 15 PG 51-58
Instrument DateJul 1, 2019
Instrument2019040432
Transaction TypeTransfer
Record UpdatedMay 2, 2022
Title CompanyCOMPASS CLOSING & TTL SVCS L

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,708.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address14615 SW 15LST AVENUE, 14615, BROOKER, FL 32622

Transferred To (Grantee/Buyer)

NameVerified Name
Address3323 WILDERNESS CIR, MIDDLEBURG, FL 32068-4129

Mortgage

Document Number0004217433
DateAug 1, 2019
Instrument4217/433
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2049

Tax Assessment & Valuation

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyClay County
Unified School DistrictClay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,909.00 (-4.09%) Homeowner's exemption$230,934 (+5.99%)$304,224 (-2.59%) Land $50,000 Building $254,224
2023$3,033.00 (+7.21%) Homeowner's exemption$217,890 (+3%)$312,308 (+14.15%) Land $50,000 Building $262,308
2022$2,829.00 Homeowner's exemption$211,544$273,598 Land $35,000 Building $238,598

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 55 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies55 in force
Nearby Flood Claims9 (2012–2017)
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 7 claims
  • Tropical Storm Debby, Jun 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 59% of the US · lower than 67% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemORANGE PARK GRID
private · serves 127,904 people · EPA ID FL2100741
Water SourceGroundwater
Last State InspectionSep 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35

Nearby Properties on Wilderness Cir

Nearby Streets

Search Property Records by Address or Parcel Number