3307 Wilderness Cir, Middleburg, FL 32068 Property Records

Clay County property record for 3307 Wilderness Cir, Middleburg, FL 32068

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,796 sqft · built 1988
Lot Size	0.622 acres (27,137 sqft)
Owner	Individual Name on Record
Last Sale	$196,000 (Apr 2015)
Tax Bill	$2,416 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Jun 2018 Loan Modification
Flood Zone	Zone AE (high risk)
APN	`37-05-25-010149-025-00`

Property Details

APN / Parcel Number

Primary APN	`37-05-25-010149-025-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,796 sqft Heated Area
Gross Area	2,606 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	27,137 sqft (0.622 acres)
Lot Dimensions	302 ft deep x 90 ft wide
Garage Area	506 sqft

Exterior Amenities

Porch	Porch
Porch Area	66 sqft
Deck Area	380 sqft
Patio Area	380 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	3307 WILDERNESS CIR
City	MIDDLEBURG
State	FL
Zip	32068-4129
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	LOT 35 MCRAE LANDING AS REC OR 3739 PG 295
Legal Range	25
Legal Township	05
Legal Section	37
Legal Subdivision	MCRAE LNDG
Legal Lot Number	35
Jurisdiction	CLAY FL
Township / Civil Division	MIDDLEBURG-CLAY HILL
Census Block Group	2
Census Block	2001
Census Tract	30210

Owner

Source: Clay County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3307 WILDERNESS CIR, MIDDLEBURG, FL 32068-4129
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Jun 7, 2018	Loan Modification, Mortgage · Conventional Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 20, 2015 · Amount on Record
Deed Sale	Apr 20, 2015 · Amount on Record
Prior Sale	Dec 15, 2014 · Amount on Record
Deed Document Number	2015018947
Deed Book / Page	3739 / 0295
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	3307 WILDERNESS CIR, MIDDLEBURG, FL 32068-4129
Transaction Type	Mortgage
Record Updated	Jun 21, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3307 WILDERNESS CIR, MIDDLEBURG, FL 32068-4129

Mortgage

Document Number	0044971689
Date	Aug 18, 2021
Book Page	4497/1689
Instrument	2021051752

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	323 Months
Due	Jul 1, 2048

June 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CLAY FL
Property Address	3307 WILDERNESS CIR, MIDDLEBURG, FL 32068-4129
Document Number	0041121903
Instrument Date	Jun 7, 2018
Transaction Type	Mortgage
Record Updated	Sep 7, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3307 WILDERNESS CIR MIDDLEBURG FL 320684129, MIDDLEBURG, FL 32068-4129

Mortgage

Document Number	0041121903
Date	Aug 13, 2018
Book Page	004112/001903
Instrument	42161

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 12, 2048

Interest

Rate Type	Fixed Rate
Rate	3.87%

Tax Assessment & Valuation

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,416.00 (-5.96%) Homeowner's exemption	$198,584 (+5.99%)	$351,173 (-2.28%) Land $50,000 Building $301,173
2023	$2,569.00 (+8.03%) Homeowner's exemption	$187,367 (+3%)	$359,360 (+13.94%) Land $50,000 Building $309,360
2022	$2,378.00 Homeowner's exemption	$181,910	$315,382 Land $35,000 Building $280,382

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 55 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	55 in force
Nearby Flood Claims	9 (2012–2017)
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 7 claims Tropical Storm Debby, Jun 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 62% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORANGE PARK GRID private · serves 127,904 people · EPA ID FL2100741
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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