3316 Cumbria Dr, Bloomington, IL 61704 Property Records

McLean County property record for 3316 Cumbria Dr, Bloomington, IL 61704

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,062 sqft · built 1991
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on Record
Last Sale	$210,000 (Jun 2020)
Tax Bill	$6,105 (2024)
Deeds & Mortgages	Jul 2020 Transfer Jun 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-12-201-076`

Property Details

APN / Parcel Number

Primary APN	`21-12-201-076`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,062 sqft Living Area
Gross Area	3,631 sqft
1st Floor Area	1,085 sqft
Basement Area	1,077 sqft
Finished Basement	970 sqft
Unfinished Basement	107 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Material	Asphalt
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	85 ft deep x 110 ft wide
View / Lot	Lake Front
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3316 CUMBRIA DR
City	BLOOMINGTON
State	IL
Zip	61704-1226
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	OLD FARM LAKES NO 2 LOT 209
Legal Range	02E
Legal Township	23N
Legal Section	12
Legal Subdivision	OLD FARM LAKES
Legal Lot Number	209
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	2
Census Block	2003
Census Tract	1107

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	3316 CUMBRIA DR, BLOOMINGTON, IL 61704-1226
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2020	Intrafamily Transfer, Transfer MCLEAN COUNTY TITLE
Jun 10, 2020	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Feb 21, 2020	Deed of Trust, Mortgage · Commercial Mortgage PRAIRIE STATE BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 10, 2020 · Amount on Record
Deed Sale	Jun 10, 2020 · Amount on Record
Prior Sale	Aug 26, 2014
Deed Document Number	202010321
Prior Transfer Date	Jun 1, 2020
Prior Transfer Doc	0000013783
Record Updated	Oct 29, 2026

July 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCLEAN IL
Recording Date	Jul 21, 2020
Property Address	3316 CUMBRIA DR, BLOOMINGTON, IL 61704-1226
Document Number	202000013783
Map Reference	DOC 88-772
Instrument Date	Jun 1, 2020
Instrument	2020-00013783
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	MCLEAN COUNTY TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3316 DUMBRIA DRIVE, BLOOMINGTON, IL 61704

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Jun 10, 2020
Property Address	3316 CUMBRIA DR, BLOOMINGTON, IL 61704-1226
Document Number	202000010321
Map Reference	DOC 88-772
Instrument Date	May 29, 2020
Instrument	2020-00010321
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	MCLEAN COUNTY TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$315.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3316 CUMBRIA DR, BLOOMINGTON, IL 61704-1226

Mortgage

Document Number	202000010322
Date	Jun 10, 2020
Instrument	2020-00010322

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.62%

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	3316 CUMBRIA DR, BLOOMINGTON, IL 61704-1226
Transaction Type	Mortgage
Record Updated	Mar 3, 2020
Title Company	FRONTIER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000003257
Date	Feb 21, 2020
Instrument	2020-00003257

Lender

Name	PRAIRIE STATE BANK & TRUST
Type	Bank
Address	BLOOMINGTON, IL 61704

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	Bloomington School District 87 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$87,244 (+22.57%) Land $21,293 Building $65,951	$261,732 (+22.57%) Land $63,879 Building $197,853
2024	$6,105.00 (+12.08%)
2023	$5,447.00	$71,177 Land $17,372 Building $53,805	$213,531 Land $52,116 Building $161,415

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 503 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Watch TV Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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