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3315 Cumbria Dr, Bloomington, IL 61704 Property Records

McLean County property record for 3315 Cumbria Dr, Bloomington, IL 61704

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,414 sqft · built 1992
Lot Size0.22 acres (9,583 sqft)
Owner2 Individual Names on Record
Last Sale$80,000 (Jan 2021)
Tax Bill$7,455 (2024)
Deeds & MortgagesJan 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN21-12-209-006

Property Details

APN / Parcel Number

Primary APN21-12-209-006

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area3,414 sqft Living Area
Gross Area4,140 sqft
1st Floor Area1,289 sqft
Basement Area1,140 sqft
Finished Basement970 sqft
Unfinished Basement170 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Exterior MaterialAluminum/Vinyl
Roof MaterialAsphalt
Lot Area9,583 sqft (0.22 acres)
Lot Dimensions90 ft deep x 110 ft wide
View / LotLake Front
Garage TypeAttached
Garage Area556 sqft
Parking Spaces2 Parking Spaces
Deck Area224 sqft
GreenhouseGreenhouse

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address3315 CUMBRIA DR
CityBLOOMINGTON
StateIL
Zip61704-1228
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionOLD FARM LAKES NO 2 LOT 198
Legal Range02E
Legal Township23N
Legal Section12
Legal SubdivisionOLD FARM LAKES
Legal Lot Number198
JurisdictionMCLEAN IL
Township / Civil DivisionBLOOMINGTON CITY
Census Block Group2
Census Block2005
Census Tract1107

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3315 CUMBRIA DR, BLOOMINGTON, IL 61704-1228
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 27, 2021 · Amount on Record
Deed SaleJan 27, 2021 · Amount on Record
Deed Document Number20211879
Record UpdatedJun 8, 2026

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCLEAN IL
Recording DateJan 27, 2021
Property Address3315 CUMBRIA DR, BLOOMINGTON, IL 61704-1228
Document Number202100001879
Map ReferenceDOC 88-772
Instrument DateDec 18, 2020
Instrument2021-00001879
Transaction TypeTransfer
Record UpdatedFeb 28, 2022
Title CompanyNOT AVAILABLE, FTC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$360.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address3315 CUMBRIA DR, BLOOMINGTON, IL 61704-1228

Mortgage

Document Number202100001880
DateJan 27, 2021
Instrument2021-00001880
Lender
NameFLAGSTAR BANK FSB
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2051
Interest
Rate TypeFixed Rate
Rate2.62%

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

TypeName
StateIllinois
MunicipalityBloomington City
CountyMcLean County
County SubdivisionBloomington City Township
Unified School DistrictBloomington School District 87 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$105,118 (+22.57%) Land $21,073 Building $84,045$315,354 (+22.57%) Land $63,219 Building $252,135
2024$7,455.00 (+11.84%)
2023$6,666.00$85,760 Land $17,192 Building $68,568$257,280 Land $51,576 Building $205,704

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBLOOMINGTON
serves 79,000 people · EPA ID IL1130200
Water SourceSurface water
Last State InspectionAug 2023
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 503 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
Watch TV
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Frontier.

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