Bell County property record for 2610 Charter Oak Dr, Temple, TX 76502
| Property Type | Commercial |
|---|---|
| Details | 2 ba · 6,436 sqft · built 1980 |
| Lot Size | 0.259 acres (11,282 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,351 (2025) |
| Deeds & Mortgages | Feb 2018 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 0519120100 |
| Primary APN | 0519120100 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 6,436 sqft Gross Area |
| 1st Floor Area | 5,811 sqft |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Roof Type | Flat |
| Roof Material | Composition Shingle |
| Lot Area | 11,282 sqft (0.259 acres) |
| View / Lot | Commercial |
| Porch | Slab |
| Porch Area | 125 sqft |
| Water Source | Commercial |
|---|
| Street Address | 2610 CHARTER OAK DR |
|---|---|
| City | TEMPLE |
| State | TX |
| Zip | 76502-4847 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | GR |
| Legal Description | A0345BC G GIVENS, OB 472, TEX-BLAST SANDBLASTING, ACRES .259 |
| Legal Subdivision | G GIVENS |
| Legal Block | 1 |
| Jurisdiction | BELL TX |
| Township / Civil Division | TEMPLE |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 21203 |
Source: Bell County records, as of July 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 1477, TEMPLE, TX 76503-1477 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | BELL TX |
| Recording Date | Feb 7, 2018 |
| Property Address | 2610 CHARTER OAK DR, TEMPLE, TX 76502-4847 |
| Instrument Date | Feb 6, 2018 |
| Instrument | 5089 |
| Transaction Type | Construction Loan |
| Record Updated | Feb 22, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1477 TEMPLE TX 765031477, TEMPLE, TX 76503-1477 |
| Document Number | 0000005089 |
|---|---|
| Date | Feb 7, 2018 |
| Instrument | 5089 |
| Name | SECURITY BK/CRAWFORD |
|---|---|
| Type | Bank |
| Address | CRAWFORD, TX 76638 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Feb 6, 2019 |
Source: Bell County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Bell County |
| Municipality | Temple City |
| Unified School District | Temple Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,351.00 (+6.77%) | $95,482 (-0.59%) Land $25,385 Building $70,097 | $95,482 (-0.59%) Land $25,385 Building $70,097 |
| 2023 | $2,202.00 (+2.04%) | $96,050 Land $23,692 Building $72,358 | $96,050 Land $23,692 Building $72,358 |
| 2022 | $2,158.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 10 (1979–2024) |
| Claims Outside the SFHA | 4 of 10 |
| Most Recent Claim | Apr 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 90% of Texas |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Astound Broadband Cable | 1,500 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Nextlink.
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