3312 SE Cambridge Dr, Stuart, FL 34997 Property Records

Martin County property record for 3312 SE Cambridge Dr, Stuart, FL 34997

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,807 sqft · built 1992
Lot Size	0.208 acres (9,060 sqft)
Owner	Individual Name on Record
Last Sale	$515,000 (Jan 2023)
Tax Bill	$6,230 (2025)
Deeds & Mortgages	Jan 2023 Sale Dec 2022 Document + 1 more
Flood Zone	Zone X (minimal risk)
APN	`39-38-41-004-000-0004.0-0-0000`

Property Details

APN / Parcel Number

Primary APN	`39-38-41-004-000-0004.0-0-0000`
Alternative APNs	`39-38-41-004-000-00040-0` `35772`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,807 sqft Living Area
Gross Area	2,627 sqft
1st Floor Area	1,807 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2007
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	9,060 sqft (0.208 acres)
View / Lot	Golf Course
Garage Type	Attached
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Concrete/Masonry Porch
Porch Area	268 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	35772
Street Address	3312 SE CAMBRIDGE DR
City	STUART
State	FL
Zip	34997-5614
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUDR
Legal Description	WILLOUGHBY PLAT 4 LOT 4
Legal Range	41E
Legal Township	38S
Legal Section	39
Legal Subdivision	WILLOUGHBY
Legal Block	1
Legal Lot Number	4
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	1
Census Block	1000
Census Tract	1105

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3312 SE CAMBRIDGE DR, STUART, FL 34997-5614
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2023	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Dec 30, 2022	ACCOMODATION, ACCOMMODATION
Nov 13, 2020	Warranty Deed, Transfer ARROW TITLE SERVICES INC, ARROW TITLE SVCS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 24, 2023 · Amount on Record
Deed Sale	Jan 24, 2023 · Amount on Record
Prior Sale	Nov 13, 2020 · Amount on Record
Deed Document Number	20232998730
Deed Book / Page	3355 / 2504
Prior Transfer Date	Dec 21, 2022
Prior Transfer Doc	0033521663
Record Updated	Oct 29, 2026

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Jan 24, 2023
Property Address	3312 SE CAMBRIDGE DR, STUART, FL 34997-5614
Document Number	0033552504
Book / Page	3355 / 2504
Map Reference	MB 12 PG 3
Instrument Date	Jan 23, 2023
Instrument	2998730
Transaction Type	Transfer
Record Updated	Feb 9, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$3,605.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	113 SE SAILFISH LN, SEWALLS POINT, FL 34996-1311

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3312 SE CAMBRIDGE DR, STUART, FL 34997-5614

December 2022:

Jurisdiction	MARTIN FL
Recording Date	Dec 30, 2022
Property Address	3312 SE CAMBRIDGE DR, STUART, FL 34997-5614
Document Number	0033521663
Book / Page	3352 / 1663
Map Reference	MB 12 PG 3
Instrument Date	Dec 21, 2022
Instrument	2995662
Record Updated	Jan 26, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3312 SE CAMBRIDGE DR, STUART, FL 34997-5614

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Nov 13, 2020
Property Address	3312 SE CAMBRIDGE DR, STUART, FL 34997-5614
Document Number	0031730334
Book / Page	003173 / 000334
Instrument Date	Nov 2, 2020
Instrument	2849666
Transaction Type	Transfer
Record Updated	Dec 18, 2020
Title Company	ARROW TITLE SERVICES INC, ARROW TITLE SVCS INC

Transaction

Amount	Amount Recorded
Tax	$1,813.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3312 SE CAMBRIDGE DR STUART FL 349975614, STUART, FL 34997-5614

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,230.00 (-0.75%) Homeowner's exemption	$407,485 (+28.41%)	$473,000 (+49.05%) Land $170,000 Building $303,000
2024	$6,277.00 (+9.7%)
2023	$5,722.00 (+161.4%)	$317,340 (+114.38%) Land $80,000 Building $237,340	$317,340 (+18.23%) Land $80,000 Building $237,340
2022	$2,189.00 Homeowner's exemption	$148,024	$268,420 Land $86,400 Building $182,020

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 143 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	143 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Blue Stream, T-Mobile.

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