3290 SE Cambridge Dr, Stuart, FL 34997 Property Records

Martin County property record for 3290 SE Cambridge Dr, Stuart, FL 34997

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,161 sqft · built 1990
Lot Size	0.232 acres (10,106 sqft)
Owner	Individual Name on Record
Last Sale	$525,000 (Apr 2024)
Tax Bill	$6,717 (2025)
Deeds & Mortgages	Apr 2024 Sale Sep 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`39-38-41-004-000-0005.0-7-0000`

Property Details

APN / Parcel Number

Primary APN	`39-38-41-004-000-0005.0-7-0000`
Alternative APNs	`39-38-41-004-000-00050-7` `35773`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,161 sqft Living Area
Gross Area	2,542 sqft
1st Floor Area	2,161 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2000
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	10,106 sqft (0.232 acres)
View / Lot	Golf Course
Garage Type	Attached
Garage Area	381 sqft
Parking Spaces	1 Parking Space
Porch	Open Concrete/Masonry Porch
Porch Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	35773
Street Address	3290 SE CAMBRIDGE DR
City	STUART
State	FL
Zip	34997-5614
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUDR
Legal Description	WILLOUGHBY PLAT 4 LOT 5
Legal Range	41E
Legal Township	38S
Legal Section	39
Legal Subdivision	WILLOUGHBY
Legal Block	1
Legal Lot Number	5
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	1
Census Block	1000
Census Tract	1105

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3290 SE CAMBRIDGE DR, STUART, FL 34997-5614
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Woman, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2024	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Sep 20, 2023	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Aug 17, 2023	Correction Deed ATTORNEY ONLY, ATTORNEY
Apr 14, 2021	Warranty Deed, Transfer · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 26, 2024 · Amount on Record
Deed Sale	Apr 26, 2024 · Amount on Record
Prior Sale	Apr 14, 2021 · Amount on Record
Deed Document Number	20243069655
Deed Book / Page	3433 / 1780
Prior Transfer Date	Jul 4, 2014
Prior Transfer Doc	0008112014
Record Updated	Oct 29, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Apr 26, 2024
Property Address	3290 SE CAMBRIDGE DR, STUART, FL 34997-5614
Document Number	0034331780
Book / Page	3433 / 1780
Map Reference	MB 12 PG 3
Instrument Date	Apr 22, 2024
Instrument	3069655
Transaction Type	Transfer
Record Updated	May 22, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$3,675.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3416 ORMOND RD, CLEVELAND, OH 44118-3420

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3290 SE CAMBRIDGE DR, STUART, FL 34997-5614

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	3290 SE CAMBRIDGE DR, STUART, FL 34997-5614
Transaction Type	Mortgage
Record Updated	Oct 13, 2023
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3290 SE CAMBRIDGE DR, STUART, FL 34997-5614

Mortgage

Document Number	0033971370
Date	Sep 20, 2023
Book Page	3397/1370
Instrument	3036177

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 5, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2023: Correction Deed

Document Type	Correction Deed
Jurisdiction	MARTIN FL
Recording Date	Aug 17, 2023
Property Address	3290 SE CAMBRIDGE DR, STUART, FL 34997-5614
Document Number	0033912792
Book / Page	3391 / 2792
Map Reference	MB 12 PG 3
Instrument Date	Aug 15, 2023
Instrument	3031392
Record Updated	Aug 31, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13615 SHAKER BLVD, CLEVELAND, OH 44120-1505

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	13615 SHAKER BLVD, CLEVELAND, OH 44120-1505

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Apr 14, 2021
Property Address	3290 SE CAMBRIDGE DR, STUART, FL 34997-5614
Document Number	0032150636
Book / Page	3215 / 636
Map Reference	MB 12 PG 3
Instrument Date	Apr 5, 2021
Instrument	2881509
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,820.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	187 PATERSON AVE APT 107, 187, MIDLAND PARK, NJ 07432-1858

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	13615 SHAKER BLVD APT 4A, 4A, CLEVELAND, OH 44120-5630

Mortgage

Document Number	0032150638
Date	Apr 14, 2021
Book Page	3215/638
Instrument	2881510

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company
Address	SALT LAKE CITY, UT 84116

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,717.00 (+67.76%) Homeowner's exemption	$438,320 (+75.15%) Land $136,000 Building $302,320	$438,320 (+49.9%) Land $136,000 Building $302,320
2024	$4,004.00 (+2.27%)
2023	$3,915.00 (+3.79%) Additional exemption filed	$250,248 (+3%)	$292,400 (+20.35%) Land $64,000 Building $228,400
2022	$3,772.00 Homeowner's exemption	$242,960 Land $69,120 Building $173,840	$242,960 Land $69,120 Building $173,840

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 143 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	143 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Blue Stream, T-Mobile.

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