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3389 SE Cambridge Dr, Stuart, FL 34997 Property Records

Martin County property record for 3389 SE Cambridge Dr, Stuart, FL 34997

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 3,023 sqft · built 1991
Lot Size0.19 acres (8,276 sqft)
Owner2 Individual Names on Record
Last Sale$378,000 (Feb 2020)
Tax Bill$5,503 (2025)
Deeds & MortgagesJan 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN39-38-41-003-000-0029.0-8-0000

Property Details

APN / Parcel Number

Primary APN39-38-41-003-000-0029.0-8-0000
Alternative APNs
  • 39-38-41-003-000-00290-8
  • 35764

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms3 Rooms
Stories1 Story
Building Area3,023 sqft Living Area
Gross Area3,507 sqft
1st Floor Area3,023 sqft
Interior WallsWallboard/Drywall
ElevatorElevator

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 2001
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialConcrete
Lot Area8,276 sqft (0.19 acres)
View / LotGolf Course
Garage TypeAttached
Garage Area484 sqft
Parking Spaces2 Parking Spaces
PorchOpen Concrete/Masonry Porch
Porch Area42 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number35764
Street Address3389 SE CAMBRIDGE DR
CitySTUART
StateFL
Zip34997-5615
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUDR
Legal DescriptionLOT 29 WILLOUGHBY PLAT NO 3 ACCORDING TO THE PLAT THEREOF RECORDED IN PLAT BOOK 11 PAGE 73 PUBLIC RECORDS MARTIN COUNTY FLORIDA
Legal Range41E
Legal Township38S
Legal Section39
Legal SubdivisionWILLOUGHBY
Legal Block1
Legal Lot Number29
JurisdictionMARTIN FL
Township / Civil DivisionPORT SALERNO-HOBE SOUND
Census Block Group1
Census Block1003
Census Tract1105

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3389 SE CAMBRIDGE DR, STUART, FL 34997-5615
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 3, 2020 · Amount on Record
Deed SaleFeb 3, 2020 · Amount on Record
Prior SaleOct 29, 1991 · Amount on Record
Deed Document Number20202797510
Deed Book / Page3108 / 1614
Last Transfer DateMay 20, 2024
Transfer Doc0034380479
Record UpdatedOct 29, 2026

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARTIN FL
Property Address3389 SE CAMBRIDGE DR, STUART, FL 34997-5615
Instrument DateJan 29, 2020
Transaction TypeMortgage
Record UpdatedFeb 26, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address3389 SE CAMBRIDGE DR STUART FL 349975615, STUART, FL 34997-5615

Mortgage

Document Number31081616
DateFeb 3, 2020
Book Page003108/001616
Instrument2797511
Lender
NameSEACOAST NAT'L BK
TypeBank
AddressSTUART, FL 34994
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 2, 2050

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMartin County
Unified School DistrictMartin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,503.00 (-0.65%) Homeowner's exemption Widower's exemption$366,419 (+5.99%)$588,960 (+14.51%) Land $170,000 Building $418,960
2024$5,539.00 (+2.08%)
2023$5,426.00 (+2.18%) Additional exemption filed$345,722 (+3%)$514,320 (+28.56%) Land $115,000 Building $399,320
2022$5,310.00 Homeowner's exemption$335,653$400,050 Land $97,200 Building $302,850

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 143 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies143 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMARTIN CO UTILITIES
serves 104,105 people · EPA ID FL4431891
Water SourceGroundwater
Last State InspectionMay 2025
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless · DSL		100 / 20

May also be available: Blue Stream, T-Mobile.

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