3399 SE Cambridge Dr, Stuart, FL 34997 Property Records

Martin County property record for 3399 SE Cambridge Dr, Stuart, FL 34997

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,618 sqft · built 1990
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$310,000 (Nov 2020)
Tax Bill	$6,444 (2024)
Deeds & Mortgages	Nov 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`39-38-41-003-000-0028.0-0-0000`

Property Details

APN / Parcel Number

Primary APN	`39-38-41-003-000-0028.0-0-0000`
Alternative APNs	`39-38-41-003-000-00280-0` `35763`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,618 sqft Living Area
Gross Area	3,199 sqft
1st Floor Area	2,618 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	8,712 sqft (0.2 acres)
View / Lot	Golf Course
Garage Type	Attached
Garage Area	581 sqft
Parking Spaces	2 Parking Spaces
Pool Area	375 sqft
Porch	Open Porch
Porch Area	93 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3399 SE CAMBRIDGE DR
City	STUART
State	FL
Zip	34997-5615
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUDR
Legal Description	LOT 28 WILLOUGHBY PLAT NO 3 ACCORDING TO THE PLAT THEREOF RECORDED IN PLAT BOOK 11 PAGE 73 PUBLIC RECORDS MARTIN COUNTY FLORIDA
Legal Range	41E
Legal Township	38S
Legal Section	39
Legal Subdivision	WILLOUGHBY
Legal Block	1
Legal Lot Number	28
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	1
Census Block	1003
Census Tract	1105

Owner

Source: Martin County records · APN 39-38-41-003-000-0028.0-0-0000

Assessment roll updated August 27, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3399 SE CAMBRIDGE DR, STUART, FL 34997-5615
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 05, 2020 · Amount on Record
Deed Sale	Nov 05, 2020 · Amount on Record
Prior Sale	Jun 25, 1997 · Amount on Record
Deed Document Number	20202848476
Deed Book / Page	3171 / 1859
Prior Transfer Date	Nov 24, 2015
Prior Transfer Doc	0028240480
Record Updated	Jun 08, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Nov 05, 2020
Property Address	3399 SE CAMBRIDGE DR, STUART, FL 34997-5615
Document Number	0031711859
Book / Page	003171 / 001859
Instrument Date	Nov 02, 2020
Instrument	2848476
Transaction Type	Transfer
Record Updated	Dec 08, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$2,170.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3399 SE CAMBRIDGE DR STUART FL 349975615, STUART, FL 34997-5615

Tax Assessment & Valuation

Source: Martin County records · Assessment roll updated August 27, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$417,902 (+5.99%)	$546,080 (+13.12%) Land $170,000 Building $376,080
2024	$6,444.00 (+1.95%)
2023	$6,321.00 (+5.03%) Additional exemption filed	$394,297 (+4.42%)	$482,760 (+27.85%) Land $115,000 Building $367,760
2022	$6,018.00 Homeowner's exemption	$377,610 Land $97,200 Building $280,410	$377,610 Land $97,200 Building $280,410

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 14, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 143 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	143 in force

Wildfire

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

Based on FCC filings for 120 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	MARTIN CO UTILITIES serves 104,105 people
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.