3311 SE Ferndale Ave, Stuart, FL 34997 Property Records

Martin County property record for 3311 SE Ferndale Ave, Stuart, FL 34997

Property Summary

Property Type	Triplex
Details	2 bd · 3 ba · 2,604 sqft · built 1978
Lot Size	0.287 acres (12,502 sqft)
Owner	2 Individual Names on Record
Last Sale	$580,000 (Sep 2023)
Tax Bill	$12,476 (2025)
Deeds & Mortgages	Sep 2023 Sale Nov 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`37-38-41-007-194-0001.0-8-0000`

Property Details

APN / Parcel Number

Primary APN	`37-38-41-007-194-0001.0-8-0000`
Alternative APNs	`37-38-41-007-194-00010-8` `34202`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,604 sqft Living Area
1st Floor Area	2,604 sqft
Utility Room	Utility Room
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1993
Architectural Style	Triplex
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,502 sqft (0.287 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3311 SE FERNDALE AVE
City	STUART
State	FL
Zip	34997-5315
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	R3B
Legal Description	GOLDEN GATE LOTS 1 & 3 BLK 194
Legal Range	41E
Legal Township	38S
Legal Section	37
Legal Subdivision	GOLDEN GATE
Legal Block	194
Legal Lot Number	1,3
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	3
Census Block	3006
Census Tract	1301

Owner

Source: Martin County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3274 SE JEFFERSON ST, STUART, FL 34997-5346
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2023	Warranty Deed, Transfer TITLE SERVICES/FL LLC, TITLE SERVICES OF FLORIDA
Nov 30, 2018	Deed of Trust, Mortgage · Conventional with PMI ANCHOR COM'L BK
Jan 12, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 6, 2023 · Amount on Record
Deed Sale	Sep 6, 2023 · Amount on Record
Prior Sale	Aug 17, 2018 · Amount on Record
Deed Document Number	20233034325
Deed Book / Page	3395 / 990
Record Updated	Sep 20, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Sep 6, 2023
Property Address	3311 SE FERNDALE AVE, STUART, FL 34997-5315
Document Number	0033950990
Book / Page	3395 / 990
Map Reference	MB 11 PG 41
Instrument Date	Sep 5, 2023
Instrument	3034325
Transaction Type	Transfer
Record Updated	Sep 29, 2023
Title Company	TITLE SERVICES/FL LLC, TITLE SERVICES OF FLORIDA

Transaction

Amount	Amount Recorded
Tax	$4,060.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11575 US HIGHWAY 1209, NORTH PALM BEACH, FL 33408

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3274 SE JEFFERSON ST, STUART, FL 34997-5346

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	3311 SE FERNDALE AVE, STUART, FL 34997-5315
Document Number	0030330519
Instrument Date	Nov 30, 2018
Transaction Type	Mortgage
Record Updated	Jan 17, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	11575 US HIGHWAY 1 #209 NORTH PALM BEACH FL 334083002, 209, NORTH PALM BEACH, FL 33408-3002

Mortgage

Document Number	0030330519
Date	Dec 20, 2018
Book Page	003033/000519
Instrument	2731051

Lender

Name	ANCHOR COM'L BK
Type	Bank
Address	PALM BEACH GARDENS, FL 33410

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	120 Months
Due	Dec 19, 2028

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Jan 12, 2018
Property Address	3311 SE FERNDALE AVE, STUART, FL 34997-5315
Document Number	0029692198
Book / Page	002969 / 002198
Instrument Date	Jan 10, 2018
Instrument	2673582
Transaction Type	Transfer
Record Updated	Jan 18, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1,260.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	49 SW FLAGLER AVE STUART FL 349942148, STUART, FL 34994-2148

Tax Assessment & Valuation

Source: Martin County assessment roll, as of August 27, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,476.00 (+12.97%)	$586,080 (+43.48%)	$756,000 (+60.43%) Land $80,000 Building $676,000
2024	$11,044.00 (+17.35%)
2023	$9,411.00 (+8.58%)	$408,483 (+1%)	$471,240 (+11.45%) Land $65,000 Building $406,240
2022	$8,667.00	$371,349	$422,820 Land $65,000 Building $357,820

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 174 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	262 units insured incl. 88 condo units
Nearby Flood Claims	33 (1979–2022)
Claims Outside the SFHA	20 of 33
Most Recent Claim	Nov 2022 · Hurricane Nicole
Claims by Event	Hurricane Nicole, Nov 2022 · 2 claims Hurricane Frances, Sep 2004 · 8 claims Hurricane Irene, Oct 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Blue Stream, Hotwire Communications, T-Mobile.

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