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2822 SE Ferndale Ave, Stuart, FL 34997 Property Records

Martin County property record for 2822 SE Ferndale Ave, Stuart, FL 34997 · Last verified May 2026

Property Summary

Property TypeDuplex
Details2 bd · 3 ba · 2,262 sqft · built 1977
Lot Size0.202 acres (8,799 sqft)
Owner2 Individual Names on File
Last Sale$269,500 (Jan 2020)
Tax Bill$7,751 (2025)
Deeds & MortgagesJan 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN37-38-41-007-026-0035.0-0-0000

Property Details

APN / Parcel Number

Primary APN37-38-41-007-026-0035.0-0-0000
Alternative APNs
  • 37-38-41-007-026-00350-0
  • 33585

Interior

Bedrooms2 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Total Rooms4 Rooms
Stories1 Story
Building Area2,262 sqft Living Area
1st Floor Area2,262 sqft
Interior WallsWallboard/Drywall
ElevatorElevator

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Architectural StyleDuplex Single
Exterior MaterialStucco
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,799 sqft (0.202 acres)
Lot Dimensions100 ft deep x 75 ft wide
PorchSlab
Porch Area116 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address2822 SE FERNDALE AVE
CitySTUART
StateFL
Zip34997-5116
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal DescriptionGOLDEN GATE S/D LOTS 35 37 & 39 BLK 26
Legal Range41E
Legal Township38S
Legal Section37
Legal SubdivisionGOLDEN GATE
Legal Block26
Legal Lot Number35
JurisdictionMARTIN FL
Township / Civil DivisionPORT SALERNO-HOBE SOUND
Census Block Group2
Census Block2004
Census Tract1301

Owner

Source: Martin County records · APN 37-38-41-007-026-0035.0-0-0000

Assessment roll updated August 27, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2832 SE FERNDALE AVE, STUART, FL 34997-5116
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 24, 2020 · Amount on Record
Deed SaleJan 24, 2020 · Amount on Record
Prior SaleOct 17, 2008 · Amount on Record
Deed Document Number20202796383
Deed Book / Page3107 / 991
Record UpdatedJun 08, 2026

January 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARTIN FL
Recording DateJan 24, 2020
Property Address2822 SE FERNDALE AVE, STUART, FL 34997-5116
Document Number0031070991
Book / Page3107 / 0991
Map ReferenceMB 11 PG 41
Instrument DateJan 24, 2020
Instrument2796383
Transaction TypeTransfer
Record UpdatedJul 29, 2022
Title CompanyPRIME TITLE SERVICES LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,886.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10380 SW VILLAGE CENTER DR # DR130, 10380, PORT ST LUCIE, FL 34987-1931

Transferred To (Grantee/Buyer)

NameVerified Name
Address2832 SE FERNDALE AVE, STUART, FL 34997-5116

Mortgage

Document Number0031070993
DateJan 24, 2020
Instrument3107/0993
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2050

Tax Assessment & Valuation

Source: Martin County records · Assessment roll updated August 27, 2025 · Last verified May 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMartin County
Unified School DistrictMartin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$7,751.00 (+13.25%)$337,328 (+21%)$504,000 (+60.43%) Land $80,000 Building $424,000
2024$6,844.00 (+7.88%)
2023$6,344.00 (+8.61%)$278,784 (+1%)$314,160 (+11.45%) Land $65,000 Building $249,160
2022$5,841.00$253,440$281,880 Land $65,000 Building $216,880

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Martin County (12085C), updated April 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120850013012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 53 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies53 in force
Nearby Flood Claims48 (1995–2020)
Claims Outside the SFHA9 of 48
Most Recent ClaimMay 2020
Claims By Storm
  • Hurricane Frances, Sep 2004 · 26 claims
  • Severe Flooding, Oct 1995 · 10 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 286 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
AT&TFixed Wireless100 / 20

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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