Martin County property record for 2981 SE Ferndale Ave, Stuart, FL 34997
| Property Type | Duplex |
|---|---|
| Details | 2 bd · 1.5 ba · 1,088 sqft · built 1972 |
| Lot Size | 0.137 acres (5,968 sqft) |
| Owner | Trust Name on File |
| Last Sale | $170,100 (Apr 2016) |
| Tax Bill | $3,921 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 37-38-41-007-054-0002.1-1-0000 |
| Primary APN | 37-38-41-007-054-0002.1-1-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 2 Rooms |
| Units | 3 Units |
| Stories | 1 Story |
| Building Area | 1,088 sqft Living Area |
| 1st Floor Area | 1,088 sqft |
| Interior Walls | Wallboard/Drywall |
| Elevator | Elevator |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Duplex Single |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 5,968 sqft (0.137 acres) |
| Lot Dimensions | 100 ft deep x 60 ft wide |
| Garage Type | Carport |
| Garage Area | 170 sqft |
| Carport | Carport |
| Carport Area | 170 sqft |
| Porch | Open Porch |
| Porch Area | 170 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 33720 |
|---|---|
| Street Address | 2981 SE FERNDALE AVE |
| City | STUART |
| State | FL |
| Zip | 34997-5117 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R3B |
| Legal Description | GOLDEN GATE SLY 59.6 OF LOTS 2 4 6 & 8 BLK 54 |
| Legal Range | 41E |
| Legal Township | 38S |
| Legal Section | 37 |
| Legal Subdivision | GOLDEN GATE |
| Legal Block | 54 |
| Legal Lot Number | 2 |
| Jurisdiction | MARTIN FL |
| Township / Civil Division | PORT SALERNO-HOBE SOUND |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 1301 |
2981 SE Ferndale Ave, a duplex, is held in a trust since April 2016.
Source: Martin County records, as of September 29, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 601 HERITAGE DR, JUPITER, FL 33458-2777 |
| Owner Type | Company |
| Vesting | Trust, Corporate Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 27, 2016 · Amount on File |
| Deed Sale | Apr 27, 2016 · Amount on File |
| Prior Sale | Mar 1, 2011 · Amount on File |
| Deed Document Number | 20162572186 |
| Deed Book / Page | 2851 / 172 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 2981 SE Ferndale Ave was $3,921, up 4.9% from the year before.
Source: Martin County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Martin County |
| Unified School District | Martin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,921.00 (+4.92%) | $156,201 | $225,110 Land $145,000 Building $80,110 |
| 2024 | $3,737.00 (+2.13%) | ||
| 2023 | $3,659.00 (+10.24%) | $129,092 (+1%) | $204,450 (+19.29%) Land $135,000 Building $69,450 |
| 2022 | $3,319.00 | $117,357 | $171,390 Land $111,000 Building $60,390 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2981 SE Ferndale Ave in Zone X, an area of minimal flood risk, though there have been 48 flood claims nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 53 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 53 in force |
| Nearby Flood Claims | 48 (1995–2020) |
| Claims Outside the SFHA | 9 of 48 |
| Most Recent Claim | May 2020 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2981 SE Ferndale Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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