Martin County property record for 3278 SE Ferndale Ave, Stuart, FL 34997
| Property Type | Duplex |
|---|---|
| Details | 5 bd · 3 ba · 2,365 sqft · built 1981 |
| Lot Size | 0.287 acres (12,502 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $8,600 (Aug 2016) |
| Tax Bill | $8,694 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 37-38-41-007-178-0018.0-5-0000 |
| Primary APN | 37-38-41-007-178-0018.0-5-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 5 Rooms |
| Units | 4 Units |
| Stories | 1 Story |
| Building Area | 2,365 sqft Living Area |
| Gross Area | 2,575 sqft |
| 1st Floor Area | 2,365 sqft |
| Interior Walls | Wallboard/Drywall |
| Elevator | Elevator |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Duplex Single |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 12,502 sqft (0.287 acres) |
| Lot Dimensions | 100 ft deep x 100 ft wide |
| Porch | Screened Concrete Masonry Porch |
| Porch Area | 314 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 34142 |
|---|---|
| Street Address | 3278 SE FERNDALE AVE |
| City | STUART |
| State | FL |
| Zip | 34997-5318 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R3B |
| Legal Description | GOLDEN GATE LOTS 18 & 20 BLK 178 |
| Legal Range | 41E |
| Legal Township | 38S |
| Legal Section | 37 |
| Legal Subdivision | GOLDEN GATE |
| Legal Block | 178 |
| Legal Lot Number | 18,20 |
| Jurisdiction | MARTIN FL |
| Township / Civil Division | PORT SALERNO-HOBE SOUND |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 1301 |
Source: Martin County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2212 ANNAPOLIS CT, BOWLING GREEN, KY 42103-6078 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 19, 2016 · Amount on Record |
| Deed Sale | Aug 19, 2016 · Amount on Record |
| Prior Sale | Feb 26, 1999 · Amount on Record |
| Deed Document Number | 20162591618 |
| Deed Book / Page | 2873 / 2681 |
| Prior Transfer Date | Aug 18, 2016 |
| Prior Transfer Doc | 0028732681 |
| Record Updated | Oct 29, 2026 |
Source: Martin County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Martin County |
| Unified School District | Martin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,694.00 (+127.77%) Homeowner's exemption | $413,880 (+119.13%) | $529,200 (+56.91%) Land $80,000 Building $449,200 |
| 2024 | $3,817.00 (+5.35%) | ||
| 2023 | $3,623.00 (+7.6%) Additional exemption filed | $188,873 (+50.5%) | $337,260 (+17.47%) Land $65,000 Building $272,260 |
| 2022 | $3,367.00 Homeowner's exemption | $125,496 | $287,100 Land $65,000 Building $222,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 53 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 53 in force |
| Nearby Flood Claims | 48 (1995–2020) |
| Claims Outside the SFHA | 9 of 48 |
| Most Recent Claim | May 2020 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Blue Stream, Hotwire Communications, T-Mobile.
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