331 Tern Ave, Sebring, FL 33870 Property Records

Highlands County property record for 331 Tern Ave, Sebring, FL 33870 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2006
Square Footage	1,442 sqft Living Area
Lot Size	7,500 sqft (0.172 acres)
Occupancy	Owner Occupied
Last Sale	$143,000 (2019)
Tax Bill	$2,903.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`C354801000300200`
Alternative APN	`C-35-34-28-010-0030-0200`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Building Area	1,442 sqft Living Area
Gross Area	2,142 sqft Gross Area
1st Floor	1,442 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Concrete Block Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Other (not Classified) Roof
Lot Area	7,500 sqft (0.172 acres)
Depth X Width	100 ft x 75 ft Depth x Width
Driveway	Driveway Concrete
Driveway Area	442 sqft Driveway
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	484 sqft Garage
Porch Area	270 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Street Address	331 TERN AVE
City	SEBRING
State	FL
Zip	33870-5916
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	SEBRING HILLS SOUTH PB 8-PG 93 LOT 20 BLK 3
Legal Range	28E
Legal Township	34S
Legal Section	35
Legal Subdivision	SEBRING HILLS SO
Legal Block	3
Legal Lot Number	20
Jurisdiction	HIGHLANDS FL
Minor Civil Division	SEBRING
Census Blockgroup	4
Census Block	4051
Census Tract	960602

Owner

Source: Highlands County records · APN C354801000300200

Assessment roll updated December 10, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	331 TERN AVE, SEBRING, FL 33870-5916
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 20, 2019 · Amount on Record
Deed Sale	May 20, 2019 · Amount on Record
Prior Sale	May 17, 2006 · Amount on Record
Deed Doc Number	201940939
Deed Book / Page	2693 / 503
Prior Transfer Date	Apr 08, 2010
Prior Transfer Doc	0001582508
Record Refreshed	Sep 20, 2026

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	May 20, 2019
Property Address	331 TERN AVE, SEBRING, FL 33870-5916
Document Number	0001940939
Book / Page	002693 / 000503
Instrument Date	May 17, 2019
Instrument	1940939
Transaction Type	Transfer
Record Updated	Jun 04, 2019
Title Company	HEARTLAND TITLE COMPANY, HEARTLAND TITLE INSURANCE AGCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,001.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	331 TERN AVE SEBRING FL 338705916, SEBRING, FL 33870-5916

Mortgage

Document Number	1940941
Date	May 20, 2019
Book Page	002693/000506
Instrument	1940941

Lender

Name	MIDFLORIDA CU
Address	LAKELAND, FL 33801

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 19, 2049

Tax Assessment & Valuation

Source: Highlands County records · Assessment roll updated December 10, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,903.00 (+6.18%)	$196,780 (-1.93%) Land $9,416 Building $187,364	$196,780 (-1.93%) Land $9,416 Building $187,364
2024	$2,734.00 (+1.48%)
2023	$2,694.00 (+9.29%)	$200,643 (+17%) Land $8,719 Building $191,924	$200,643 (+17%) Land $8,719 Building $191,924
2022	$2,465.00	$171,491 Land $5,231 Building $166,260	$171,491 Land $5,231 Building $166,260

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Highlands County (12055C), updated November 17, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 37% of the US · above 11% of Florida
Wildfire Likelihood	About 1 in 1,852 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.