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323 Tern Ave, Sebring, FL 33870 Property Records

Highlands County property record for 323 Tern Ave, Sebring, FL 33870 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,855 sqft · built 2006
Lot Size0.172 acres (7,500 sqft)
Owner2 Individual Names on File
Last Sale$205,900 (Oct 2021)
Tax Bill$2,526 (2024)
Deeds & MortgagesOct 2021 Sale & Mortgage
Oct 2021 Transfer
Flood ZoneZone X (minimal risk)
APNC-35-34-28-010-0030-0180

Property Details

APN / Parcel Number

Primary APNC-35-34-28-010-0030-0180

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures7 Plumbing Fixtures
Stories1 Story
Building Area1,855 sqft Living Area
Gross Area2,338 sqft
1st Floor Area1,591 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area7,500 sqft (0.172 acres)
Lot Dimensions100 ft deep x 75 ft wide
Garage TypeAttached
Garage Area483 sqft
DrivewayConcrete Driveway
Driveway Area408 sqft
Parking Spaces2 Parking Spaces
PorchFlorida Room
Porch Area372 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address323 TERN AVE
CitySEBRING
StateFL
Zip33870-5916
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSEBRING HILLS SOUTH PB 8 PG 93 LOT 18 BLK 3
Legal Range28E
Legal Township34S
Legal Section35
Legal SubdivisionSEBRING HILLS SO
Legal Block3
Legal Lot Number18
JurisdictionHIGHLANDS FL
Township / Civil DivisionSEBRING
Census Block Group4
Census Block4051
Census Tract960602

Owner

Source: Highlands County records · APN C-35-34-28-010-0030-0180

Assessment roll updated December 10, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address323 TERN AVE, SEBRING, FL 33870-5916
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 20, 2021Warranty Deed, Transfer · FHA Mortgage
CELEBRITY HOME LOANS LLC
Oct 20, 2021Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 20, 2021 · Amount on Record
Deed SaleOct 20, 2021 · Amount on Record
Prior SaleOct 26, 2015 · Amount on Record
Deed Document Number20212059970
Deed Book / Page2859 / 1200
Prior Transfer DateOct 13, 2021
Prior Transfer Doc0002059969
Record UpdatedSep 20, 2026

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHIGHLANDS FL
Recording DateOct 20, 2021
Property Address323 TERN AVE, SEBRING, FL 33870-5916
Document Number0002059970
Book / Page2859 / 1200
Map ReferenceMB 8 PG 93
Instrument DateOct 18, 2021
Instrument2059970
Transaction TypeTransfer
Record UpdatedNov 02, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,441.30
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address323 TERN AVE, 323, SEBRING, FL 33870-5916

Transferred To (Grantee/Buyer)

NameVerified Name
Address323 TERN AVE, SEBRING, FL 33870-5916

Mortgage

Document Number0028591202
DateOct 20, 2021
Instrument2859/1202
Lender
NameCELEBRITY HOME LOANS LLC
TypeNon-Lending Institution
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2051

October 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHIGHLANDS FL
Recording DateOct 20, 2021
Property Address323 TERN AVE, SEBRING, FL 33870-5916
Document Number0002059969
Book / Page2859 / 1199
Map ReferenceMB 8 PG 93
Instrument DateOct 13, 2021
Instrument2059969
Transaction TypeTransfer
Record UpdatedNov 02, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address323 TERN AVE, SEBRING, FL 33870-5916

Tax Assessment & Valuation

Source: Highlands County records · Assessment roll updated December 10, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHighlands County
Unified School DistrictHighlands County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$208,375 (+6.82%)$218,438 (-1.66%) Land $9,416 Building $209,022
2024$2,526.00 (+2.98%)
2023$2,453.00 (+1.49%) Homeowner's exemption$195,074 (+3%)$222,129 (+17.29%) Land $8,719 Building $213,410
2022$2,417.00 Homeowner's exemption$189,392 Land $5,231 Building $184,161$189,392 Land $5,231 Building $184,161

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Highlands County (12055C), updated November 17, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 38% of the US · above 12% of Florida
Wildfire LikelihoodAbout 1 in 2,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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