314 Tern Ave, Sebring, FL 33870 Property Records

Highlands County property record for 314 Tern Ave, Sebring, FL 33870

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,009 sqft · built 2007
Lot Size	0.172 acres (7,500 sqft)
Owner	Individual Name on File
Last Sale	$265,000 (Jan 2022)
Tax Bill	$2,929 (2024)
Deeds & Mortgages	Jan 2022 Sale Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C354801000400100`

Property Details

APN / Parcel Number

Primary APN	`C354801000400100`
Alternative APN	`C-35-34-28-010-0040-0100`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,009 sqft Living Area
1st Floor Area	1,579 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2012
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	100 ft deep x 75 ft wide
Garage Type	Finished
Garage Area	483 sqft
Driveway	Driveway
Driveway Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	378 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	C354801000400100
Street Address	314 TERN AVE
City	SEBRING
State	FL
Zip	33870-5925
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SEBRING HILLS SOUTH LOT 10 BLK 4
Legal Range	28E
Legal Township	34S
Legal Section	35
Legal Subdivision	SEBRING HILLS SO
Legal Block	4
Legal Lot Number	10
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	4
Census Block	4051
Census Tract	960602

Owner

Source: Highlands County records · APN C354801000400100

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	314 TERN AVE, SEBRING, FL 33870-5925
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2022	Warranty Deed, Transfer SOUTH RIDGE ABSTRACT AND TITLE, SOUTH RIDGE ABSTRACT & TTL C
Nov 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage SOUTH STATE BANK
Dec 17, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 20, 2022 · Amount on Record
Deed Sale	Jan 20, 2022 · Amount on Record
Prior Sale	Jun 20, 2014 · Amount on Record
Deed Document Number	2073603
Deed Book / Page	2878 / 1363
Record Updated	Jun 08, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Jan 20, 2022
Property Address	314 TERN AVE, SEBRING, FL 33870-5925
Document Number	0002073603
Book / Page	2878 / 1363
Map Reference	MB 8 PG 93
Instrument Date	Jan 18, 2022
Instrument	2073603
Transaction Type	Transfer
Record Updated	Feb 01, 2022
Title Company	SOUTH RIDGE ABSTRACT AND TITLE, SOUTH RIDGE ABSTRACT & TTL C

Transaction

Amount	Amount Recorded
Tax	$1,855.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	314 TERN AVE, 314, SEBRING, FL 33870-5925

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 TERN AVE, SEBRING, FL 33870-5925

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	314 TERN AVE, SEBRING, FL 33870-5925
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 TERB AVE, SEBRING, FL 33870-5925

Mortgage

Document Number	0002007929
Date	Nov 23, 2020
Book Page	2785/1838
Instrument	2007929

Lender

Name	SOUTH STATE BANK
Type	Bank
Address	WINTER HAVEN, FL 33880

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 01, 2035

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Dec 17, 2020
Property Address	314 TERN AVE, SEBRING, FL 33870-5925
Document Number	0002011315
Book / Page	002790 / 001338
Instrument Date	Dec 15, 2020
Instrument	2011315
Transaction Type	Transfer
Record Updated	Dec 29, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$595.00
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 TERN AVE SEBRING FL 338705925, SEBRING, FL 33870-5925

Tax Assessment & Valuation

Source: Highlands County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$238,803 (-2.11%) Land $9,416 Building $229,387	$238,803 (-2.11%) Land $9,416 Building $229,387
2024	$2,929.00 (-5.88%)
2023	$3,112.00 (-3.74%) Homeowner's exemption	$243,940 (+17.15%) Land $8,719 Building $235,221	$243,940 (+17.15%) Land $8,719 Building $235,221
2022	$3,233.00	$208,226 Land $5,231 Building $202,995	$208,226 Land $5,231 Building $202,995

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 17, 2015 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 44 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	44 in force
Nearby Flood Claims	8 (2017–2022)
Claims Outside the SFHA	8 of 8
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 4 claims Hurricane Ian, Sep 2022 · 3 claims

Wildfire

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile USA Fixed Wireless	100 / 20
Rapid Systems Fixed Wireless	50 / 10

May also be available: AT&T, Lumen Technologies, Verizon, Xfinity.

Based on FCC filings for 148 locations within half a mile of this property.

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