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327 Tern Ave, Sebring, FL 33870 Property Records

Highlands County property record for 327 Tern Ave, Sebring, FL 33870 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,863 sqft · built 2007
Lot Size0.172 acres (7,500 sqft)
OwnerIndividual Name on File
Last Sale$205,200 (Jul 2021)
Tax Bill$3,024 (2024)
Deeds & MortgagesJul 2021 Sale & Mortgage
Jun 2018 Loan Modification
Flood ZoneZone X (minimal risk)
APNC354801000300190

Property Details

APN / Parcel Number

Primary APNC354801000300190
Alternative APN
  • C-35-34-28-010-0030-0190

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,863 sqft Living Area
1st Floor Area1,548 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2007
Exterior MaterialStucco
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,500 sqft (0.172 acres)
Lot Dimensions100 ft deep x 75 ft wide
Garage TypeFinished
Garage Area506 sqft
DrivewayDriveway
Driveway Area540 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area36 sqft
Patio Area160 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Old Parcel NumberC354801000300190
Street Address327 TERN AVE
CitySEBRING
StateFL
Zip33870-5916
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSEBRING HILLS SOUTH PB 8-PG 93 LOT 19 BLK 3
Legal Range28E
Legal Township34S
Legal Section35
Legal SubdivisionSEBRING HILLS SO
Legal Block3
Legal Lot Number19
JurisdictionHIGHLANDS FL
Township / Civil DivisionSEBRING
Census Block Group4
Census Block4051
Census Tract960602

Owner

Source: Highlands County records · APN C354801000300190

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address317 KITE AVE, SEBRING, FL 33870-0131
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 01, 2021Warranty Deed, Transfer · Conventional Mortgage
HEARTLAND NATIONAL BANK
Jun 07, 2018Loan Modification, Mortgage · Conventional with PMI
WELLS FARGO BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 01, 2021 · Amount on Record
Deed SaleJul 01, 2021 · Amount on Record
Prior SaleAug 06, 2008 · Amount on Record
Deed Document Number2041980
Deed Book / Page2834 / 631
Record UpdatedJun 08, 2026

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHIGHLANDS FL
Recording DateJul 01, 2021
Property Address327 TERN AVE, SEBRING, FL 33870-5916
Document Number0002041980
Book / Page2834 / 631
Map ReferenceMB 8 PG 93
Instrument DateJun 30, 2021
Instrument2041980
Transaction TypeTransfer
Record UpdatedJul 12, 2021
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,436.40
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address327 TERN AVE, 327, SEBRING, FL 33870-5916

Transferred To (Grantee/Buyer)

NameVerified Name
Address317 KITE AVE, SEBRING, FL 33870-0131

Mortgage

Document Number0002834633
DateJul 01, 2021
Instrument2834/633
Lender
NameHEARTLAND NATIONAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2051

June 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionHIGHLANDS FL
Property Address327 TERN AVE, SEBRING, FL 33870-5916
Document Number0001904613
Instrument DateJun 07, 2018
Transaction TypeMortgage
Record UpdatedJul 31, 2018
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address327 TERN AVE SEBRING FL 338705916, SEBRING, FL 33870-5916

Mortgage

Document Number0001904613
DateJul 20, 2018
Book Page002646/001532
Instrument1904613
Lender
NameWELLS FARGO BK
TypeBank
AddressFORT MILL, SC 29715
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJul 19, 2048
Interest
Rate4.12%

Tax Assessment & Valuation

Source: Highlands County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHighlands County
Unified School DistrictHighlands County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$207,032 (-2.22%) Land $9,416 Building $197,616$207,032 (-2.22%) Land $9,416 Building $197,616
2024$3,024.00 (-2.1%)
2023$3,089.00 (+9.19%)$211,741 (+17.36%) Land $8,719 Building $203,022$211,741 (+17.36%) Land $8,719 Building $203,022
2022$2,829.00$180,415 Land $5,231 Building $175,184$180,415 Land $5,231 Building $175,184

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Highlands County (12055C), updated November 17, 2015 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120559606024, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 44 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies44 in force
37 of 44 on primary residences
Nearby Flood Claims8 (2017–2022)
Claims Outside the SFHA8 of 8
Most Recent ClaimSep 2022, tidal / storm surge, Hurricane Ian
Flood Events
  • Hurricane Ian (Sep 2022), 4 claims
  • Hurricane Ian (Sep 2022), 3 claims

Wildfire

Wildfire RiskLow
above 37% of the US · above 11% of Florida
Wildfire LikelihoodAbout 1 in 1,852 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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