331 N 3rd St, Duncan, OK 73533 Property Records

Stephens County property record for 331 N 3rd St, Duncan, OK 73533

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,158 sqft · built 1965
Lot Size	0.165 acres (7,198 sqft)
Owner	Individual Name on Record
Last Sale	$53,000 (Jun 2016)
Tax Bill	$307 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Jun 2016 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13104`

Property Details

APN / Parcel Number

Primary APN	`13104`
Alternative APN	`1001-00-031-001-0-001-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,158 sqft Living Area

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1985
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,198 sqft (0.165 acres)
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	30 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	13104
Street Address	331 N 3RD ST
City	DUNCAN
State	OK
Zip	73533-6507
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	BLK 31 S60 LOT 1 & S60 E30 LOT 2 DUNCAN CITY
Legal Range	07W
Legal Township	01S
Legal Section	05
Legal Subdivision	CITY OF DUNCAN ORIGINAL TOWNSITE
Legal Block	31
Legal Lot Number	1,2,E30
Jurisdiction	STEPHENS OK
Township / Civil Division	DUNCAN
Census Block Group	3
Census Block	3056
Census Tract	400

Owner

Source: Stephens County records, as of March 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	331 N 3RD ST, DUNCAN, OK 73533-6507
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2022	Deed of Trust, Mortgage · FHA Mortgage M & T BANK
Jun 7, 2016	Warranty Deed, Transfer · FHA Mortgage BANCFIRST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 7, 2016 · Amount on Record
Deed Sale	Jun 7, 2016 · Amount on Record
Prior Sale	Jul 30, 2009 · Amount on Record
Deed Document Number	2016935698
Deed Book / Page	5141 / 173
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS OK
Property Address	331 N 3RD ST, DUNCAN, OK 73533-6507
Transaction Type	Mortgage
Record Updated	Mar 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 N 3RD ST, DUNCAN, OK 73533-6507

Mortgage

Document Number	006116/173
Date	Feb 14, 2022
Book Page	6116/173
Instrument	I-2022-001427

Lender

Name	M & T BANK
Type	Bank
Address	GETZVILLE, NY 14068

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	293 Months
Due	Jul 1, 2046

June 2016: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS OK
Recording Date	Jun 7, 2016
Property Address	331 N 3RD ST, DUNCAN, OK 73533-6507
Document Number	005141/173
Book / Page	5141 / 173
Instrument Date	May 3, 2016
Instrument	2016-935698
Transaction Type	Transfer
Record Updated	Mar 23, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$79.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 N 3RD ST, DUNCAN, OK 73533-6507

Mortgage

Document Number	2016935699
Date	Jun 7, 2016
Instrument	2016-935699

Lender

Name	BANCFIRST
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2046

Tax Assessment & Valuation

Source: Stephens County assessment roll, as of March 23, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Stephens County
Municipality	Duncan City
Unified School District	Duncan Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$307.00 (+3.72%) Homeowner's exemption	$4,639 (+6.11%) Land $277 Building $4,362	$48,240 (-4.03%) Land $2,519 Building $45,721
2024	$296.00 (+6.47%) Homeowner's exemption	$4,372 (-) Land $277 Building $4,095	$50,268 (+10.11%) Land $2,519 Building $47,749
2023	$278.00 Homeowner's exemption	$4,372 Land $277 Building $4,095	$45,654 Land $2,519 Building $43,135

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	22 (1978–2007)
Claims Outside the SFHA	12 of 22
Most Recent Claim	May 2007 · Severe Storms, Flooding, And Tornadoes
Claims by Event	Severe Storms, Flooding, And Tornadoes, May 2007 · 3 claims Severe Storms & Flooding, May 1987 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Oklahoma
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 465 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Dobson Fiber Fiber	10,000 / 10,000
Sparklight Cable	1,000 / 50
Nextlink Fixed Wireless	500 / 100
360 Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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