405 N 3rd St, Duncan, OK 73533 Property Records

Stephens County property record for 405 N 3rd St, Duncan, OK 73533

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 884 sqft · built 1940
Lot Size	0.161 acres (6,998 sqft)
Owner	Company Name on File
Last Sale	$16,000 (Jan 2012)
Tax Bill	$156 (2025)
Deeds & Mortgages	Mar 2022 Mortgage May 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13045`

Property Details

APN / Parcel Number

Primary APN	`13045`
Alternative APN	`1001-00-026-009-0-000-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	884 sqft Living Area

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1985
Architectural Style	Traditional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Footing
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,998 sqft (0.161 acres)
Garage Type	Carport
Garage Area	180 sqft
Carport	Carport
Carport Area	180 sqft

Exterior Amenities

Porch	Slab
Porch Area	182 sqft
Deck Area	80 sqft
Shed	1 Shed
Shed Area	300 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	13045
Street Address	405 N 3RD ST
City	DUNCAN
State	OK
Zip	73533-6136
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	BLK 26 N50 LOT 10 & E56 N50 LOT 9 DUNCAN CITY (405 N 3RD ST)
Legal Range	07W
Legal Township	01S
Legal Section	05
Legal Subdivision	CITY OF DUNCAN ORIGINAL TOWNSITE
Legal Block	26
Legal Lot Number	9,10
Jurisdiction	STEPHENS OK
Township / Civil Division	DUNCAN
Census Block Group	3
Census Block	3049
Census Tract	400

Owner

405 N 3rd St is owned by a company that bought it in January 2012.

Source: Stephens County records, as of September 23, 2026

Owner of Record	Company Name on File
Mailing Address	168472 N 2840 RD, MARLOW, OK 73055-0314
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2022	Deed of Trust, Mortgage · Commercial Mortgage BANCFIRST
May 23, 2019	Deed of Trust, Mortgage · Commercial Mortgage BANCFIRST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 24, 2012 · Amount on File
Deed Sale	Jan 24, 2012 · Amount on File
Prior Sale	Jan 9, 2002 · Amount on File
Deed Document Number	201285-1111
Deed Book / Page	4279 / 223
Prior Transfer Date	Jan 19, 2012
Prior Transfer Doc	004279/223
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS OK
Property Address	405 N 3RD ST, DUNCAN, OK 73533-6136
Transaction Type	Mortgage
Record Updated	Apr 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6530 N N ST, MARLOW, OK 73055-5164

Mortgage

Document Number	006140/216
Date	Mar 30, 2022
Book Page	6140/216
Instrument	I-2022-003090

Lender

Name	BANCFIRST
Type	Bank
Address	MARLOW, OK 73055

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	85 Months
Due	Apr 10, 2029

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS OK
Property Address	405 N 3RD ST, DUNCAN, OK 73533-6136
Transaction Type	Mortgage
Record Updated	Jun 27, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5659/209
Date	May 23, 2019
Book Page	5659/209
Instrument	2019-005007

Lender

Name	BANCFIRST
Type	Bank
Address	MARLOW, OK 73055

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	60 Months
Due	May 10, 2024

Tax Assessment & Valuation

The 2025 property tax bill for 405 N 3rd St was $156, up 4.7% from the year before.

Source: Stephens County assessment roll, as of March 23, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Stephens County
Municipality	Duncan City
Unified School District	Duncan Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,849 (-) Land $269 Building $1,580	$16,812 (-26.47%) Land $2,449 Building $14,363
2025	$156.00 (+4.7%)	$1,849 (+10.26%) Land $269 Building $1,580	$22,864 (-7.06%) Land $2,449 Building $20,415
2024	$149.00 (+8.76%)	$1,677 (-) Land $269 Building $1,408	$24,601 (+7.42%) Land $2,449 Building $22,152
2023	$137.00	$1,677 Land $269 Building $1,408	$22,902 Land $2,449 Building $20,453

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 405 N 3rd St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	22 (1978–2007)
Claims Outside the SFHA	12 of 22
Most Recent Claim	May 2007 · Severe Storms, Flooding, And Tornadoes
Claims by Event	Severe Storms, Flooding, And Tornadoes, May 2007 · 3 claims Severe Storms & Flooding, May 1987 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 405 N 3rd St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97% of Oklahoma
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 465 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Dobson Fiber Fiber	10,000 / 10,000
Sparklight Cable	1,000 / 50
Nextlink Fixed Wireless	500 / 100
360 Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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