403 N 3rd St, Duncan, OK 73533 Property Records

Stephens County property record for 403 N 3rd St, Duncan, OK 73533

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,030 sqft · built 1947
Lot Size	0.161 acres (6,998 sqft)
Owner	Individual Name on File
Last Sale	$27,500 (Jun 2017)
Tax Bill	$242 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Jun 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`13046`

Property Details

APN / Parcel Number

Primary APN	`13046`
Alternative APN	`1001-00-026-009-0-001-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,030 sqft Living Area
Gross Area	930 sqft

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1990
Architectural Style	Traditional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,998 sqft (0.161 acres)
Garage Type	Detached
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	48 sqft
Deck Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	13046
Street Address	403 N 3RD ST
City	DUNCAN
State	OK
Zip	73533-6136
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	BLK 26 S50 N100 LOT 10 & S50 N100 E56 LOT 9 DUNCAN CITY
Legal Range	07W
Legal Township	01S
Legal Section	05
Legal Subdivision	CITY OF DUNCAN ORIGINAL TOWNSITE
Legal Block	26
Legal Lot Number	9,10
Jurisdiction	STEPHENS OK
Township / Civil Division	DUNCAN
Census Block Group	3
Census Block	3049
Census Tract	400

Owner

403 N 3rd St is owned and occupied by an individual who bought it in June 2017.

Source: Stephens County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	403 N 3RD ST, DUNCAN, OK 73533-6136
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2021	Deed of Trust, Mortgage · Commercial Mortgage BANCFIRST
Jun 16, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 16, 2017 · Amount on File
Deed Sale	Jun 16, 2017 · Amount on File
Deed Document Number	2017956448
Deed Book / Page	5313 / 126
Prior Transfer Date	Dec 5, 2008
Prior Transfer Doc	003928/255
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS OK
Property Address	403 N 3RD ST, DUNCAN, OK 73533-6136
Transaction Type	Mortgage
Record Updated	Jul 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5990/214
Date	Jun 14, 2021
Book Page	5990/214
Instrument	2021-005471

Lender

Name	BANCFIRST
Type	Bank
Address	MARLOW, OK 73055

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	60 Months
Due	Jun 7, 2026

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS OK
Recording Date	Jun 16, 2017
Property Address	403 N 3RD ST, DUNCAN, OK 73533-6136
Document Number	005313/126
Book / Page	5313 / 126
Instrument Date	Jun 15, 2017
Instrument	2017-956448
Transaction Type	Transfer
Record Updated	Mar 14, 2022

Transaction

Amount	Amount on Record
Tax	$41.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1168, DUNCAN, OK 73534-1168

Tax Assessment & Valuation

The 2025 property tax bill for 403 N 3rd St was $242, up 5.2% from the year before.

Source: Stephens County assessment roll, as of March 23, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Stephens County
Municipality	Duncan City
Unified School District	Duncan Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,868 (-) Land $269 Building $2,599	$26,073 (-31.74%) Land $2,449 Building $23,624
2025	$242.00 (+5.22%)	$2,868 (+10.27%) Land $269 Building $2,599	$38,196 (-3.64%) Land $2,449 Building $35,747
2024	$230.00 (+8.49%)	$2,601 (-) Land $269 Building $2,332	$39,638 (+6.18%) Land $2,449 Building $37,189
2023	$212.00	$2,601 Land $269 Building $2,332	$37,330 Land $2,449 Building $34,881

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 403 N 3rd St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	22 (1978–2007)
Claims Outside the SFHA	12 of 22
Most Recent Claim	May 2007 · Severe Storms, Flooding, And Tornadoes
Claims by Event	Severe Storms, Flooding, And Tornadoes, May 2007 · 3 claims Severe Storms & Flooding, May 1987 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 403 N 3rd St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Oklahoma
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 465 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Dobson Fiber Fiber	10,000 / 10,000
Sparklight Cable	1,000 / 50
Nextlink Fixed Wireless	500 / 100
360 Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Nearby Properties on N 3rd St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures