Stephens County property record for 323 N 3rd St, Duncan, OK 73533
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,886 sqft · built 1980 |
| Lot Size | 0.555 acres (24,162 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $61,000 (Nov 1998) |
| Tax Bill | $843 (2025) |
| Deeds & Mortgages | May 2017 Line of Credit Jul 2021 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 28727 |
| Primary APN | 28727 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,886 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Traditional |
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Metal |
| Lot Area | 24,162 sqft (0.555 acres) |
| Garage Type | Attached |
| Garage Area | 816 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Type | Above-Ground Pool |
|---|---|
| Porch | Slab |
| Porch Area | 52 sqft |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 28727 |
|---|---|
| Street Address | 323 N 3RD ST |
| City | DUNCAN |
| State | OK |
| Zip | 73533 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | BLK 1 E120 LOT 8 (WILDHORSE REPLAT OF BLOCK 5 & LOTS 1-7 BLOCK 4 WILDHORSE ADDITION) |
| Legal Range | 05W |
| Legal Township | 01S |
| Legal Section | 24 |
| Legal Subdivision | WILDHORSE REPLAT BLOCK 5 & 1-7 BLOCK 4 W |
| Legal Block | 1 |
| Legal Lot Number | 1-8 |
| Jurisdiction | STEPHENS OK |
| Township / Civil Division | VELMA-ALMA |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 1000 |
Source: Stephens County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 774, VELMA, OK 73491-0774 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 26, 2017 | Deed of Trust, Mortgage · Line of Credit ARVEST BANK |
| Jul 19, 2021 | Deed of Trust, Mortgage · Line of Credit ARVEST BANK |
| Mar 24, 2005 | Deed of Trust, Mortgage ARVEST BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 19, 1998 · Amount on Record |
| Deed Sale | Nov 19, 1998 · Amount on Record |
| Prior Sale | Mar 28, 1996 |
| Deed Book / Page | 2210 / 103 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEPHENS OK |
| Property Address | 323 N 3RD ST, DUNCAN, OK 73533-6507 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2026 |
| Name | Verified Name |
|---|
| Document Number | 005305/063 |
|---|---|
| Date | May 26, 2017 |
| Book Page | 5305/063 |
| Instrument | 2017-955781 |
| Name | ARVEST BANK |
|---|---|
| Type | Bank |
| Address | DUNCAN, OK 73533 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEPHENS OK |
| Property Address | 323 N 3RD ST, DUNCAN, OK 73533-6507 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2026 |
| Name | Verified Name |
|---|---|
| Address | 323 E 3RD, VELMA, OK 73491 |
| Document Number | 006009/224 |
|---|---|
| Date | Jul 19, 2021 |
| Book Page | 6009/224 |
| Instrument | 2021-006705 |
| Name | ARVEST BANK |
|---|---|
| Type | Bank |
| Address | DUNCAN, OK 73533 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEPHENS OK |
| Property Address | 323 N 3RD ST, DUNCAN, OK 73533-6507 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2026 |
| Name | Verified Name |
|---|
| Document Number | 003121/299 |
|---|---|
| Date | Mar 24, 2005 |
| Book Page | 3121/299 |
| Instrument | 73-3473 |
| Name | ARVEST BANK |
|---|---|
| Type | Bank |
| Address | DUNCAN, OK 73534 |
| Amount | Amount Recorded |
|---|
Source: Stephens County assessment roll, as of March 23, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Stephens County |
| Municipality | Velma Town |
| Unified School District | Velma-Alma Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $12,092 (-) Land $452 Building $11,640 | $109,927 (-2.36%) Land $4,108 Building $105,819 | |
| 2025 | $843.00 (+3.31%) Homeowner's exemption | $12,092 (+6.09%) Land $452 Building $11,640 | $112,587 (-9.06%) Land $4,108 Building $108,479 |
| 2024 | $816.00 (+5.15%) Homeowner's exemption | $11,398 (-) Land $450 Building $10,948 | $123,810 (+16.97%) Land $4,108 Building $119,702 |
| 2023 | $776.00 Homeowner's exemption | $11,398 Land $451 Building $10,947 | $105,851 Land $4,108 Building $101,743 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Sep 1979 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · lower than 72% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| 360 Broadband Fixed Wireless | 200 / 50 |
| Windstream DSL | 100 / 3 |
| Rise Broadband Fixed Wireless | 50 / 10 |
| AT&T Fixed Wireless | 25 / 3 |
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