221 Lovella Dr, Ringgold, GA 30736 Property Records

Catoosa County property record for 221 Lovella Dr, Ringgold, GA 30736

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,704 sqft · built 1960
Lot Size	2.44 acres (106,286 sqft)
Owner	Company Name on Record
Last Sale	$300,000 (Sep 2023)
Tax Bill	$2,310 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Sep 2023 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0019A093000`

Property Details

APN / Parcel Number

Primary APN	`0019A093000`
Alternative APNs	`0019A093` `10311`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,704 sqft Heated Area
1st Floor Area	1,704 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1990
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	106,286 sqft (2.44 acres)
Lot Dimensions	645 ft deep x 165 ft wide
Garage Type	Carport
Carport	Carport
Porch	Slab
Porch Area	400 sqft
Deck Area	256 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	10311
Street Address	221 LOVELLA DR
City	RINGGOLD
State	GA
Zip	30736-6503
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 1 BEVERLY HEIGHTS
Legal Subdivision	BEVERLY HEIGHTS
Legal Lot Number	1
Jurisdiction	CATOOSA GA
Township / Civil Division	BOYNTON RIDGE
Census Block Group	2
Census Block	2001
Census Tract	30402

Owner

Source: Catoosa County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	57 ELM AVE, RINGGOLD, GA 30736-8111
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2025	Deed of Trust, Mortgage FIRSTBANK
Sep 14, 2023	Warranty Deed, Transfer
Jan 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FIN'L
Oct 2, 2019	Warranty Deed, Transfer · FHA Mortgage PEOPLES HM EQUITY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 14, 2023 · Amount on Record
Deed Sale	Sep 14, 2023 · Amount on Record
Prior Sale	Sep 27, 2019 · Amount on Record
Deed Book / Page	2294 / 592
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	221 LOVELLA DR, RINGGOLD, GA 30736-6503
Transaction Type	Mortgage
Record Updated	Oct 28, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1221 BROADWAY, NASHVILLE, TN 37203-3488

Mortgage

Document Number	0024080000000147
Date	Sep 24, 2025
Book Page	0000002408/0000000147

Lender

Name	FIRSTBANK

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2055

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATOOSA GA
Recording Date	Sep 14, 2023
Property Address	221 LOVELLA DR, RINGGOLD, GA 30736-6503
Document Number	0022940592
Book / Page	2294 / 592
Instrument Date	Sep 14, 2023
Transaction Type	Transfer
Record Updated	Oct 6, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 LOVELLA DR, RINGGOLD, GA 30736-6503

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	221 LOVELLA DR, RINGGOLD, GA 30736-6503
Document Number	0021170089
Instrument Date	Jan 13, 2021
Transaction Type	Mortgage
Record Updated	Mar 24, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	221 LOVELLA DR RINGGOLD GA 307366503, RINGGOLD, GA 30736-6503

Mortgage

Document Number	0021170089
Date	Mar 1, 2021
Book Page	002117/000089

Lender

Name	CARDINAL FIN'L
Type	Funding / Finance Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 29, 2036

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATOOSA GA
Recording Date	Oct 2, 2019
Property Address	221 LOVELLA DR, RINGGOLD, GA 30736-6503
Document Number	0020110842
Book / Page	002011 / 000842
Instrument Date	Sep 27, 2019
Transaction Type	Transfer
Record Updated	Oct 18, 2019
Title Company	CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TITLE & GNTY CO LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$196.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	221 LOVELLA DR RINGGOLD GA 307366503, RINGGOLD, GA 30736-6503

Mortgage

Document Number	20110844
Date	Oct 2, 2019
Book Page	002011/000844

Lender

Name	PEOPLES HM EQUITY
Type	Funding / Finance Company
Address	CHARLOTTE, NC 28273

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Catoosa County assessment roll, as of February 2, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Catoosa County
Unified School District	Catoosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,310.00 (+5.82%)	$121,684 (+24.79%) Land $12,000 Building $109,684	$304,210 (+24.79%) Land $30,000 Building $274,210
2023	$2,183.00 (+23.26%)	$97,508 Land $12,970 Building $84,538	$243,770 Land $32,426 Building $211,344
2022	$1,771.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	23 (1990–2009)
Claims Outside the SFHA	15 of 23
Most Recent Claim	Sep 2009 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2009 · 15 claims Hurricane Opal, Oct 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 80% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	2,000 / 250

May also be available: Spectrum, T-Mobile, Verizon.

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