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331 Howard St, Punta Gorda, FL 33950 Property Records

Charlotte County property record for 331 Howard St, Punta Gorda, FL 33950

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 768 sqft · built 1936
Lot Size0.403 acres (17,549 sqft)
Owner2 Individual Names on File
Last Sale$42,500 (Jul 2016)
Tax Bill$1,295 (2025)
Deeds & MortgagesJan 2020 Mortgage
Dec 2017 Transfer
Flood ZoneZone AE (high risk)
APN412305232008

Property Details

APN / Parcel Number

Primary APN412305232008
Alternative APNs
  • 00973430000002
  • 10004700656

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area768 sqft Living Area
Gross Area912 sqft
1st Floor Area768 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1936
Effective Year BuiltEffective 1936
Exterior MaterialWood
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area17,549 sqft (0.403 acres)
Lot Dimensions153 ft deep x 50 ft wide
PorchEnclosed Porch
Porch Area336 sqft
Patio Area144 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number00973430000002
Street Address331 HOWARD ST
CityPUNTA GORDA
StateFL
Zip33950-4217
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRMF5
Legal DescriptionSOLONA BLK 13 BEG AT PLATTED NW COR LT 10 & RUN N 66 FT E 75 FT S 132 FT W 75 FT N 66 FT TO BEG BEING PART LTS 7 & 10 ALSO BEG 92 FT N OF SE LT 10 TH N 50 FT TH W 153 FT TH S 50 FT TH E 153 FT TO POB DB49/439 461/613 578/1631 579/345 661/680 677/1440
Legal Range23E
Legal Township41S
Legal Section05
Legal SubdivisionSOLONA
Legal TractSOS
Legal Block13
Legal Lot Number10
JurisdictionCHARLOTTE FL
Township / Civil DivisionPUNTA GORDA
Census Block Group2
Census Block2006
Census Tract10302

Owner

Source: Charlotte County assessment roll, as of November 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address12463 SAGEWOOD DR, VENICE, FL 34293-0329
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 31, 2020Quit Claim Deed, Transfer
DORIS A HAYES
Dec 4, 2017Quit Claim Deed, Transfer
REAL PROPERTY SERVICES INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 27, 2016 · Amount on Record
Deed SaleJul 27, 2016 · Amount on Record
Deed Document Number20162454847
Deed Book / Page4106 / 1293
Last Transfer DateJan 29, 2020
Transfer Doc0045340843
Record UpdatedJun 8, 2026

January 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCHARLOTTE FL
Recording DateJan 31, 2020
Property Address331 HOWARD ST, PUNTA GORDA, FL 33950-4217
Document Number0045340843
Book / Page004534 / 000843
Instrument DateJan 29, 2020
Instrument2782533
Transaction TypeTransfer
Record UpdatedFeb 24, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address327 BOCA GRANDE BLVD PUNTA GORDA FL 339506011, PUNTA GORDA, FL 33950-6011

Mortgage

Document Number45340846
DateJan 31, 2020
Book Page004534/000846
Instrument2782534
Lender
NameDORIS A HAYES
Address23257 LINDALE AVE, PORT CHARLOTTE, FL 33954
Agreement
AmountAmount Recorded
Term120 Months
DueJan 30, 2030
Interest
Rate8%

December 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCHARLOTTE FL
Recording DateDec 4, 2017
Property Address331 HOWARD ST, PUNTA GORDA, FL 33950-4217
Document Number0042600231
Book / Page004260 / 000231
Instrument DateOct 26, 2017
Instrument2569385
Transaction TypeTransfer
Record UpdatedJan 4, 2018
Title CompanyREAL PROPERTY SERVICES INC

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address23238 HARDEN AVE PORT CHARLOTTE FL 33954, PORT CHARLOTTE, FL 33954

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,295.00 (-43.55%)$92,888 (+13.87%) Land $31,450 Building $61,438$92,888 (+48.49%) Land $31,450 Building $61,438
2024$2,294.00 (+1.06%)$81,577 (+1%)$62,553 (+0.88%) Land $37,000 Building $25,553
2023$2,270.00 (+14.47%)$74,161 (-23.43%)$62,010 (-35.98%) Land $37,000 Building $25,010
2022$1,983.00$96,853 Land $21,250 Building $75,603$96,853 Land $21,250 Building $75,603

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 335 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies734 units insured
incl. 399 condo units
Nearby Flood Claims335 (1983–2024)
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 145 claims
  • Hurricane Helene, Sep 2024 · 112 claims
  • Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PUNTA GORDA
serves 36,302 people · EPA ID FL6080051
Water SourceSurface water
Last State InspectionDec 2023
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

May also be available: ALTIUS Communications, T-Mobile USA.

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