Charlotte County property record for 230 Howard St, Punta Gorda, FL 33950
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,708 sqft · built 1920 |
| Lot Size | 10.4 acres (454,530 sqft) |
| Owner | Trust Name on File |
| Last Sale | $62,000 (Jul 2013) |
| Tax Bill | $1,254 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 412305229001 |
| Primary APN | 412305229001 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,708 sqft Living Area |
| Gross Area | 2,458 sqft |
| 1st Floor Area | 1,708 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1981 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Metal |
| Lot Area | 454,530 sqft (10.4 acres) |
| Lot Dimensions | 208 ft deep x 208 ft wide |
| View / Lot | Waterfront |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | Deck Area |
|---|---|
| Patio Area | 720 sqft |
| Shed | 1 Shed |
| Shed Area | 242 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | 00973310005001 |
|---|---|
| Street Address | 230 HOWARD ST |
| City | PUNTA GORDA |
| State | FL |
| Zip | 33950-4216 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RE1 |
| Legal Description | SOS 000 0008 0001 SOLANA BLK 8 LTS 1 2 3 4 7 8 9 10 11 12 LESS TAKING FOR I-75 308/470 388/477 478/610 534/523 591/1761 628/2195 PR81-445 687/785 698/1145 DC3003/678-GVD PRO6-1773 3335/681 3346/1053 3346/1054 3633/1438 3781/1025 37 |
| Legal Range | 23E |
| Legal Township | 41S |
| Legal Section | 05 |
| Legal Subdivision | SOS 000 0008 0001 SOLANA |
| Legal Tract | SOS |
| Legal Block | 8 |
| Legal Lot Number | 1 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PUNTA GORDA |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 10302 |
230 Howard St is owner-occupied and held in a trust since June 2015.
Source: Charlotte County records, as of November 19, 2025
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 7500 CLEVELAND DR, PUNTA GORDA, FL 33982-2055 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 2, 2013 · Amount on File |
| Deed Sale | Jul 2, 2013 · Amount on File |
| Prior Sale | Jul 2, 2013 · Amount on File |
| Deed Document Number | 20132193099 |
| Deed Book / Page | 3781 / 1028 |
| Last Transfer Date | Jun 1, 2015 |
| Transfer Doc | 0039820058 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 230 Howard St was $1,254 with a homeowner's exemption, down 70.8% from the year before.
Source: Charlotte County assessment roll, as of November 19, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,254.00 (-70.76%) Homeowner's exemption | $123,140 | $229,300 Land $168,077 Building $61,223 |
| 2024 | $4,289.00 (+2.58%) | ||
| 2023 | $4,181.00 (+4.08%) Homeowner's exemption | $138,360 (+3%) | $307,703 (+22.47%) Land $193,129 Building $114,574 |
| 2022 | $4,017.00 Homeowner's exemption | $134,330 | $251,253 Land $124,246 Building $127,007 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 230 Howard St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 335 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 734 units insured incl. 399 condo units |
| Nearby Flood Claims | 335 (1983–2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 230 Howard St is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 87% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PUNTA GORDA serves 36,302 people · EPA ID FL6080051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: BridgeMAXX Suncoast Broadband, T-Mobile.
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